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$849,000
33 Harbour Square · Toronto · Ontario M5J 2G2
2 days on market
Exceptional price and opportunity at Toronto's iconic waterfront. Offered as an estate sale. This spacious two-storey suite is priced well and offers exceptional value for buyers seeking substantial square footage, two tandem parking spaces, one locker, and the opportunity to customize with personal improvements and upgrades. Recent improvements include removing the popcorn ceiling, installing pot lights, new vinyl flooring, and a new carpet runner on the staircase. West-facing, this suite offer…
Could save you thousands on this purchase — closing strategy, negotiation & rebate.
Insufficient comparable sales to generate an estimate. Boost accuracy on MyStreetValue →
Seller signals
Motivated SellerWhy this label
Labels reflect MLS fields and listing history in our database — not an opinion on fair market value.
Property history
Comparable sales
Brokered by: SOTHEBY'S INTERNATIONAL REALTY CANADA
Source: TRREB/PROPTX · MLS® C14102086
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20%+ down — no CMHC premium
≈ $0.13/ft² × ~1,500 ft² · incl. electric heat
Electric heat — no gas service · see hydro
ON municipal avg ~$60/mo
ON internet/TV avg ~$70/mo
1% of value/yr — standard reserve
Landscaping & snow removal · $0 default
$100/mo default · adjust for your home
Optional monitoring · $0 default
From listing or typical fee
Cost composition
Mortgage is 41% of your true cost of ownership. The other 59% surprises most first-time buyers.
Full breakdown
| Mortgage & financing | ||
| Mortgage (P+I) | $38,650 | $3,221/mo |
| Government & taxes | ||
| Property tax | $5,609 | $467/mo |
| Land transfer tax(closing) | $13,455 | $1,121/mo |
| Insurance & protection | ||
| Home insurance | $1,200 | $100/mo |
| Title insurance(closing) | $400 | $33/mo |
| Utilities | ||
| Hydro / electricity | $900 | $75/mo |
| Water & sewer | $720 | $60/mo |
| Internet / TV / phone | $840 | $70/mo |
| Maintenance & upkeep | ||
| Maintenance reserve (1.0%) | $8,490 | $708/mo |
| Condo fees | ||
| Condo / HOA fees | $18,538 | $1,545/mo |
| Closing costs (one-time) | ||
| Legal / lawyer(closing) | $2,500 | $208/mo |
| Home inspection(closing) | $600 | $50/mo |
| Moving costs(closing) | $2,000 | $167/mo |
| Total | $93,902 | $7,825/mo |
Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.