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$1,399,000
DOM2daysRadio City · 295 Mutual Street · Toronto · Ontario M4Y 1X6
2 days on market
Cool, polished and completely turn-key: a townhome with its own front door in the Radio City enclave, in the heart of downtown. This is almost 2,000 square feet of industrial-chic living across four storeys, with 3 spacious bedrooms and 3 bathrooms. Step inside and the first thing you notice is the style and light. It comes from the east in the morning and the west in the afternoon, and it moves across a concrete feature wall that gives the home its loft attitude. Maple hardwood warms the floors…
Could save you thousands on this purchase — closing strategy, negotiation & rebate.
Insufficient comparable sales to generate an estimate. Boost accuracy on MyStreetValue →
Seller signals
No price-drop or motivated-seller signals detected from MLS data we track on this listing.
Property history
Comparable sales
Brokered by: RIGHT AT HOME REALTY
Source: TRREB/PROPTX · MLS® C14101352
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20%+ down — no CMHC premium
≈ $0.07/ft² × ~1,900 ft² · ON avg ~$75/mo
Typical ON gas-heated home · ~$125/mo
ON municipal avg ~$60/mo
ON internet/TV avg ~$70/mo
1% of value/yr — standard reserve
Landscaping & snow removal · $0 default
$100/mo default · adjust for your home
Optional monitoring · $0 default
From listing or typical fee
Cost composition
Mortgage is 47% of your true cost of ownership. The other 53% surprises most first-time buyers.
Full breakdown
| Mortgage & financing | ||
| Mortgage (P+I) | $63,688 | $5,307/mo |
| Government & taxes | ||
| Property tax | $8,597 | $716/mo |
| Land transfer tax(closing) | $24,455 | $2,038/mo |
| Insurance & protection | ||
| Home insurance | $1,200 | $100/mo |
| Title insurance(closing) | $400 | $33/mo |
| Utilities | ||
| Hydro / electricity | $900 | $75/mo |
| Gas | $1,500 | $125/mo |
| Water & sewer | $720 | $60/mo |
| Internet / TV / phone | $840 | $70/mo |
| Maintenance & upkeep | ||
| Maintenance reserve (1.0%) | $13,990 | $1,166/mo |
| Condo fees | ||
| Condo / HOA fees | $13,197 | $1,100/mo |
| Closing costs (one-time) | ||
| Legal / lawyer(closing) | $2,500 | $208/mo |
| Home inspection(closing) | $600 | $50/mo |
| Moving costs(closing) | $2,000 | $167/mo |
| Total | $134,587 | $11,216/mo |
Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.