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$545,888
DOM3days15 Merchants' Wharf N/A · Toronto · Ontario M5A 0N8
3 days on market
Experience Waterfront Living at the Sought-After Aqualina! This bright and inviting 1-bedroom condo offers beautiful lake views and an exceptional blend of comfort, style, and convenience. Featuring an eat-in kitchen with stainless steel appliances, a spacious living room, and windows in all principal rooms to fill the space with natural light and sunshine. Step out onto the balcony and enjoy breathtaking views of the lake. Unbeatable AAA location within walking distance to the waterfront, parks…
Could save you thousands on this purchase — closing strategy, negotiation & rebate.
Insufficient comparable sales to generate an estimate. Boost accuracy on MyStreetValue →
Seller signals
No price-drop or motivated-seller signals detected from MLS data we track on this listing.
Property history
Comparable sales
Brokered by: RE/MAX HALLMARK REALTY LTD.
Source: TRREB/PROPTX · MLS® C14099678
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20%+ down — no CMHC premium
≈ $0.07/ft² × ~550 ft² · ON avg ~$75/mo
Typical ON gas-heated home · ~$125/mo
ON municipal avg ~$60/mo
ON internet/TV avg ~$70/mo
1% of value/yr — standard reserve
Landscaping & snow removal · $0 default
$100/mo default · adjust for your home
Optional monitoring · $0 default
From listing or typical fee
Cost composition
Mortgage is 43% of your true cost of ownership. The other 57% surprises most first-time buyers.
Full breakdown
| Mortgage & financing | ||
| Mortgage (P+I) | $24,851 | $2,071/mo |
| Government & taxes | ||
| Property tax | $2,908 | $242/mo |
| Land transfer tax(closing) | $7,393 | $616/mo |
| Insurance & protection | ||
| Home insurance | $1,200 | $100/mo |
| Title insurance(closing) | $400 | $33/mo |
| Utilities | ||
| Hydro / electricity | $900 | $75/mo |
| Gas | $1,500 | $125/mo |
| Water & sewer | $720 | $60/mo |
| Internet / TV / phone | $840 | $70/mo |
| Maintenance & upkeep | ||
| Maintenance reserve (1.0%) | $5,459 | $455/mo |
| Condo fees | ||
| Condo / HOA fees | $5,890 | $491/mo |
| Closing costs (one-time) | ||
| Legal / lawyer(closing) | $2,500 | $208/mo |
| Home inspection(closing) | $600 | $50/mo |
| Moving costs(closing) | $2,000 | $167/mo |
| Total | $57,161 | $4,763/mo |
Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.