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$459,000
DOM3daysEast 55 Condos · 55 Ontario Street · Toronto · Ontario M5A 0T8
3 days on market
Experience Elevated Urban Living at 55 Ontario Street, Suite 806!Discover contemporary elegance in the heart of downtown Toronto! Thisbeautifully appointed one-bedroom residence offers the perfect blend ofsophisticated design, comfort, and exceptional urban convenience.Featuring soaring 10-foot ceilings, expansive floor-to-ceiling windowsin both the living area and bedroom, and an abundance of natural light,this stylish suite feels bright, airy, and inviting.Thoughtfully enhanced with upgraded c…
Could save you thousands on this purchase — closing strategy, negotiation & rebate.
Insufficient comparable sales to generate an estimate. Boost accuracy on MyStreetValue →
Seller signals
No price-drop or motivated-seller signals detected from MLS data we track on this listing.
Property history
Comparable sales
Brokered by: CENTURY 21 PERCY FULTON LTD.
Source: TRREB/PROPTX · MLS® C14097354
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20%+ down — no CMHC premium
≈ $0.07/ft² × ~250 ft² · ON avg ~$75/mo
Typical ON gas-heated home · ~$125/mo
ON municipal avg ~$60/mo
ON internet/TV avg ~$70/mo
1% of value/yr — standard reserve
Landscaping & snow removal · $0 default
$100/mo default · adjust for your home
Optional monitoring · $0 default
From listing or typical fee
Cost composition
Mortgage is 42% of your true cost of ownership. The other 58% surprises most first-time buyers.
Full breakdown
| Mortgage & financing | ||
| Mortgage (P+I) | $20,896 | $1,741/mo |
| Government & taxes | ||
| Property tax | $2,279 | $190/mo |
| Land transfer tax(closing) | $5,655 | $471/mo |
| Insurance & protection | ||
| Home insurance | $1,200 | $100/mo |
| Title insurance(closing) | $400 | $33/mo |
| Utilities | ||
| Hydro / electricity | $900 | $75/mo |
| Gas | $1,500 | $125/mo |
| Water & sewer | $720 | $60/mo |
| Internet / TV / phone | $840 | $70/mo |
| Maintenance & upkeep | ||
| Maintenance reserve (1.0%) | $4,590 | $383/mo |
| Condo fees | ||
| Condo / HOA fees | $5,875 | $490/mo |
| Closing costs (one-time) | ||
| Legal / lawyer(closing) | $2,500 | $208/mo |
| Home inspection(closing) | $600 | $50/mo |
| Moving costs(closing) | $2,000 | $167/mo |
| Total | $49,954 | $4,163/mo |
Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.