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$649,000
DOM3days100 Harbour Street · Toronto · Ontario M5J 0B5
3 days on market
Supreme location! Steps from lake shore, scotiabank arena, cn tower, entertainment district, banks, shops. Luxury harbour plaza residences by Menkes! Downtown living doesn't get much better this incredible 1bed + den, 1-bath suite provides the ultimate downtown living. Directly connected to the underground path system, commute as easy as can be. Separately roomed den is suitable to use as a 2nd bedroom or private home office space. 24-hour concierge, outdoor terrace w/ tanning deck, lounge areas…
Could save you thousands on this purchase — closing strategy, negotiation & rebate.
Insufficient comparable sales to generate an estimate. Boost accuracy on MyStreetValue →
Seller signals
No price-drop or motivated-seller signals detected from MLS data we track on this listing.
Property history
Comparable sales
Brokered by: AIMHOME REALTY INC.
Source: TRREB/PROPTX · MLS® C14097212
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20%+ down — no CMHC premium
≈ $0.07/ft² × ~650 ft² · ON avg ~$75/mo
Typical ON gas-heated home · ~$125/mo
ON municipal avg ~$60/mo
ON internet/TV avg ~$70/mo
1% of value/yr — standard reserve
Landscaping & snow removal · $0 default
$100/mo default · adjust for your home
Optional monitoring · $0 default
From listing or typical fee
Cost composition
Mortgage is 43% of your true cost of ownership. The other 57% surprises most first-time buyers.
Full breakdown
| Mortgage & financing | ||
| Mortgage (P+I) | $29,545 | $2,462/mo |
| Government & taxes | ||
| Property tax | $3,929 | $327/mo |
| Land transfer tax(closing) | $9,455 | $788/mo |
| Insurance & protection | ||
| Home insurance | $1,200 | $100/mo |
| Title insurance(closing) | $400 | $33/mo |
| Utilities | ||
| Hydro / electricity | $900 | $75/mo |
| Gas | $1,500 | $125/mo |
| Water & sewer | $720 | $60/mo |
| Internet / TV / phone | $840 | $70/mo |
| Maintenance & upkeep | ||
| Maintenance reserve (1.0%) | $6,490 | $541/mo |
| Condo fees | ||
| Condo / HOA fees | $9,362 | $780/mo |
| Closing costs (one-time) | ||
| Legal / lawyer(closing) | $2,500 | $208/mo |
| Home inspection(closing) | $600 | $50/mo |
| Moving costs(closing) | $2,000 | $167/mo |
| Total | $69,441 | $5,787/mo |
Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.