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$619,000
DOM3daysTip Top Lofts · 637 Lake Shore Boulevard · Toronto · Ontario M5V 3J6
3 days on market
Welcome home to the iconic Tip Top Lofts! This distinctive heritage building puts parks, waterfront trails and city life within easy reach, with Coronation Park, the Martin Goodman Trail, The Bentway, Exhibition Place, public transit and Billy Bishop Airport all nearby! Inside, this thoughtfully laid-out suite offers almost 600 square feet of living space, pairing soaring 13-foot exposed concrete ceilings with an expansive wall of windows, filling the space with natural light and creating an air…
Could save you thousands on this purchase — closing strategy, negotiation & rebate.
Insufficient comparable sales to generate an estimate. Boost accuracy on MyStreetValue →
Seller signals
No price-drop or motivated-seller signals detected from MLS data we track on this listing.
Property history
Comparable sales
Brokered by: SKYBOUND REALTY
Source: TRREB/PROPTX · MLS® C14096280
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20%+ down — no CMHC premium
≈ $0.07/ft² × ~550 ft² · ON avg ~$75/mo
Typical ON gas-heated home · ~$125/mo
ON municipal avg ~$60/mo
ON internet/TV avg ~$70/mo
1% of value/yr — standard reserve
Landscaping & snow removal · $0 default
$100/mo default · adjust for your home
Optional monitoring · $0 default
From listing or typical fee
Cost composition
Mortgage is 45% of your true cost of ownership. The other 55% surprises most first-time buyers.
Full breakdown
| Mortgage & financing | ||
| Mortgage (P+I) | $28,180 | $2,348/mo |
| Government & taxes | ||
| Property tax | $2,563 | $214/mo |
| Land transfer tax(closing) | $8,855 | $738/mo |
| Insurance & protection | ||
| Home insurance | $1,200 | $100/mo |
| Title insurance(closing) | $400 | $33/mo |
| Utilities | ||
| Hydro / electricity | $900 | $75/mo |
| Gas | $1,500 | $125/mo |
| Water & sewer | $720 | $60/mo |
| Internet / TV / phone | $840 | $70/mo |
| Maintenance & upkeep | ||
| Maintenance reserve (1.0%) | $6,190 | $516/mo |
| Condo fees | ||
| Condo / HOA fees | $5,695 | $475/mo |
| Closing costs (one-time) | ||
| Legal / lawyer(closing) | $2,500 | $208/mo |
| Home inspection(closing) | $600 | $50/mo |
| Moving costs(closing) | $2,000 | $167/mo |
| Total | $62,143 | $5,179/mo |
Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.