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$1,095,000
DOM4days260 Heath Street · Toronto · Ontario M5P 3L6
4 days on market
Discover an exceptional opportunity at Village Terraces, a beloved Forest Hill residence celebrated for its distinctive architecture, wonderful sense of community and unbeatable midtown location! This expansive southwest-facing 3-bedroom, 2-bathroom suite offers approximately 1,363 sq. ft. of beautifully proportioned living space, plus a 106 sq. ft. balcony overlooking the city. A welcoming foyer introduces an impressive living room with a walkout to the balcony, perfect for enjoying fresh air a…
Could save you thousands on this purchase — closing strategy, negotiation & rebate.
Insufficient comparable sales to generate an estimate. Boost accuracy on MyStreetValue →
Seller signals
No price-drop or motivated-seller signals detected from MLS data we track on this listing.
Property history
Comparable sales
Brokered by: SOTHEBY'S INTERNATIONAL REALTY CANADA
Source: TRREB/PROPTX · MLS® C14094956
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20%+ down — no CMHC premium
≈ $0.07/ft² × ~1,300 ft² · ON avg ~$75/mo
Typical ON gas-heated home · ~$125/mo
ON municipal avg ~$60/mo
ON internet/TV avg ~$70/mo
1% of value/yr — standard reserve
Landscaping & snow removal · $0 default
$100/mo default · adjust for your home
Optional monitoring · $0 default
From listing or typical fee
Cost composition
Mortgage is 43% of your true cost of ownership. The other 57% surprises most first-time buyers.
Full breakdown
| Mortgage & financing | ||
| Mortgage (P+I) | $49,849 | $4,154/mo |
| Government & taxes | ||
| Property tax | $4,903 | $409/mo |
| Land transfer tax(closing) | $18,375 | $1,531/mo |
| Insurance & protection | ||
| Home insurance | $1,200 | $100/mo |
| Title insurance(closing) | $400 | $33/mo |
| Utilities | ||
| Hydro / electricity | $900 | $75/mo |
| Gas | $1,500 | $125/mo |
| Water & sewer | $720 | $60/mo |
| Internet / TV / phone | $840 | $70/mo |
| Maintenance & upkeep | ||
| Maintenance reserve (1.0%) | $10,950 | $913/mo |
| Condo fees | ||
| Condo / HOA fees | $22,018 | $1,835/mo |
| Closing costs (one-time) | ||
| Legal / lawyer(closing) | $2,500 | $208/mo |
| Home inspection(closing) | $600 | $50/mo |
| Moving costs(closing) | $2,000 | $167/mo |
| Total | $116,755 | $9,730/mo |
Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.