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$449,000
DOM7daysThe WaterClub Condominiums - South Tower · 208 Queens Quay · Toronto · Ontario M5J 2Y5
7 days on market
Welcome to the WaterClub Condominiums and this 553 sq.ft. 1-bedroom unit with stunning unobstructed south views over Lake Ontario and marina. Hardwood and limestone (foyer and kitchen) flooring, the spacious bedroom with a walk/in closet. Renovated 4-pc bathroom, 2025 washer/dryer. Steps to Harbourfront, Union Station, TTC, Shopping, Theatres, The Financial and Entertainment Districts. Rogers Centre and Scotiabank Arena nearby. Fabulous recreational facilities including a Fitness Centre, sauna,…
Could save you thousands on this purchase — closing strategy, negotiation & rebate.
Insufficient comparable sales to generate an estimate. Boost accuracy on MyStreetValue →
Seller signals
No price-drop or motivated-seller signals detected from MLS data we track on this listing.
Property history
Comparable sales
Brokered by: SAGE REAL ESTATE LIMITED
Source: TRREB/PROPTX · MLS® C14088846
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20%+ down — no CMHC premium
≈ $0.07/ft² × ~550 ft² · ON avg ~$75/mo
Typical ON gas-heated home · ~$125/mo
ON municipal avg ~$60/mo
ON internet/TV avg ~$70/mo
1% of value/yr — standard reserve
Landscaping & snow removal · $0 default
$100/mo default · adjust for your home
Optional monitoring · $0 default
From listing or typical fee
Cost composition
Mortgage is 40% of your true cost of ownership. The other 60% surprises most first-time buyers.
Full breakdown
| Mortgage & financing | ||
| Mortgage (P+I) | $20,440 | $1,703/mo |
| Government & taxes | ||
| Property tax | $2,939 | $245/mo |
| Land transfer tax(closing) | $5,455 | $455/mo |
| Insurance & protection | ||
| Home insurance | $1,200 | $100/mo |
| Title insurance(closing) | $400 | $33/mo |
| Utilities | ||
| Hydro / electricity | $900 | $75/mo |
| Gas | $1,500 | $125/mo |
| Water & sewer | $720 | $60/mo |
| Internet / TV / phone | $840 | $70/mo |
| Maintenance & upkeep | ||
| Maintenance reserve (1.0%) | $4,490 | $374/mo |
| Condo fees | ||
| Condo / HOA fees | $7,415 | $618/mo |
| Closing costs (one-time) | ||
| Legal / lawyer(closing) | $2,500 | $208/mo |
| Home inspection(closing) | $600 | $50/mo |
| Moving costs(closing) | $2,000 | $167/mo |
| Total | $51,399 | $4,283/mo |
Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.