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$579,000
DOM9days35 Mariner Terrace · Toronto · Ontario M5V 3V9
9 days on market
Cozy one-bedroom plus den suite at Harbourview Estates featuring 648 square feet of smart, open-concept living space. Freshly painted throughout with brand-new laminate floors, this home offers a highly functional layout where the den can be easily used as a home office or second bedroom. A massive 30,000-square-foot Super Club complex complete offers an indoor pool, gym, bowling alley, basketball court, squash court and home theater...etc. Set in an unbeatable downtown location, Steps to Roger…
Could save you thousands on this purchase — closing strategy, negotiation & rebate.
Insufficient comparable sales to generate an estimate. Boost accuracy on MyStreetValue →
Seller signals
No price-drop or motivated-seller signals detected from MLS data we track on this listing.
Property history
Comparable sales
Brokered by: CENTURY 21 KING`S QUAY REAL ESTATE INC.
Source: TRREB/PROPTX · MLS® C14029658
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20%+ down — no CMHC premium
≈ $0.07/ft² × ~650 ft² · ON avg ~$75/mo
Typical ON gas-heated home · ~$125/mo
ON municipal avg ~$60/mo
ON internet/TV avg ~$70/mo
1% of value/yr — standard reserve
Landscaping & snow removal · $0 default
$100/mo default · adjust for your home
Optional monitoring · $0 default
From listing or typical fee
Cost composition
Mortgage is 43% of your true cost of ownership. The other 57% surprises most first-time buyers.
Full breakdown
| Mortgage & financing | ||
| Mortgage (P+I) | $26,359 | $2,197/mo |
| Government & taxes | ||
| Property tax | $2,854 | $238/mo |
| Land transfer tax(closing) | $8,055 | $671/mo |
| Insurance & protection | ||
| Home insurance | $1,200 | $100/mo |
| Title insurance(closing) | $400 | $33/mo |
| Utilities | ||
| Hydro / electricity | $900 | $75/mo |
| Gas | $1,500 | $125/mo |
| Water & sewer | $720 | $60/mo |
| Internet / TV / phone | $840 | $70/mo |
| Maintenance & upkeep | ||
| Maintenance reserve (1.0%) | $5,790 | $483/mo |
| Condo fees | ||
| Condo / HOA fees | $7,202 | $600/mo |
| Closing costs (one-time) | ||
| Legal / lawyer(closing) | $2,500 | $208/mo |
| Home inspection(closing) | $600 | $50/mo |
| Moving costs(closing) | $2,000 | $167/mo |
| Total | $60,920 | $5,077/mo |
Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.