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$514,900
DOM10daysThe College Condominium at Spadina · 297 College Street · Toronto · Ontario M5T 0C2
10 days on market
Welcome to 297 College Street, where some of Toronto's most vibrant neighbourhoods come together. With Kensington Market around the corner, Chinatown across the street, U of T just steps away and the TTC at your door, coffee shops, restaurants, markets, nightlife and everyday essentials are all within easy reach. Inside, this thoughtfully designed one-bedroom suite features a bright open-concept living space, high 10 foot ceilings, separate bedroom and a spacious den offering flexibility for a h…
Could save you thousands on this purchase — closing strategy, negotiation & rebate.
Insufficient comparable sales to generate an estimate. Boost accuracy on MyStreetValue →
Seller signals
No price-drop or motivated-seller signals detected from MLS data we track on this listing.
Property history
Comparable sales
Brokered by: ROYAL LEPAGE SUPREME REALTY
Source: TRREB/PROPTX · MLS® C14022510
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20%+ down — no CMHC premium
≈ $0.07/ft² × ~550 ft² · ON avg ~$75/mo
Typical ON gas-heated home · ~$125/mo
ON municipal avg ~$60/mo
ON internet/TV avg ~$70/mo
1% of value/yr — standard reserve
Landscaping & snow removal · $0 default
$100/mo default · adjust for your home
Optional monitoring · $0 default
From listing or typical fee
Cost composition
Mortgage is 43% of your true cost of ownership. The other 57% surprises most first-time buyers.
Full breakdown
| Mortgage & financing | ||
| Mortgage (P+I) | $23,440 | $1,953/mo |
| Government & taxes | ||
| Property tax | $2,969 | $247/mo |
| Land transfer tax(closing) | $6,773 | $564/mo |
| Insurance & protection | ||
| Home insurance | $1,200 | $100/mo |
| Title insurance(closing) | $400 | $33/mo |
| Utilities | ||
| Hydro / electricity | $900 | $75/mo |
| Gas | $1,500 | $125/mo |
| Water & sewer | $720 | $60/mo |
| Internet / TV / phone | $840 | $70/mo |
| Maintenance & upkeep | ||
| Maintenance reserve (1.0%) | $5,149 | $429/mo |
| Condo fees | ||
| Condo / HOA fees | $5,916 | $493/mo |
| Closing costs (one-time) | ||
| Legal / lawyer(closing) | $2,500 | $208/mo |
| Home inspection(closing) | $600 | $50/mo |
| Moving costs(closing) | $2,000 | $167/mo |
| Total | $54,908 | $4,576/mo |
Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.