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$439,000
DOM10days290 Adelaide Street · Toronto · Ontario M5V 0P3
10 days on market
Stylish 1-bedroom suite at 290 Adelaide Street in the heart of downtown Toronto. This bright unit features a spacious balcony, floor-to-ceiling windows, and modern built-in appliances, all within a functional open-concept layout. The east-facing exposure brings in beautiful morning light, creating a warm and inviting living space.Located just steps from the Fashion District and Financial District, with easy access to top restaurants, the AGO, TIFF, and more. Convenient transit options nearby inc…
Could save you thousands on this purchase — closing strategy, negotiation & rebate.
Insufficient comparable sales to generate an estimate. Boost accuracy on MyStreetValue →
Seller signals
No price-drop or motivated-seller signals detected from MLS data we track on this listing.
Property history
Comparable sales
Brokered by: KELLER WILLIAMS EDGE REALTY
Source: TRREB/PROPTX · MLS® C13986378
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20%+ down — no CMHC premium
≈ $0.07/ft² × ~250 ft² · ON avg ~$75/mo
Typical ON gas-heated home · ~$125/mo
ON municipal avg ~$60/mo
ON internet/TV avg ~$70/mo
1% of value/yr — standard reserve
Landscaping & snow removal · $0 default
$100/mo default · adjust for your home
Optional monitoring · $0 default
From listing or typical fee
Cost composition
Mortgage is 42% of your true cost of ownership. The other 58% surprises most first-time buyers.
Full breakdown
| Mortgage & financing | ||
| Mortgage (P+I) | $19,985 | $1,665/mo |
| Government & taxes | ||
| Property tax | $2,609 | $217/mo |
| Land transfer tax(closing) | $5,255 | $438/mo |
| Insurance & protection | ||
| Home insurance | $1,200 | $100/mo |
| Title insurance(closing) | $400 | $33/mo |
| Utilities | ||
| Hydro / electricity | $900 | $75/mo |
| Gas | $1,500 | $125/mo |
| Water & sewer | $720 | $60/mo |
| Internet / TV / phone | $840 | $70/mo |
| Maintenance & upkeep | ||
| Maintenance reserve (1.0%) | $4,390 | $366/mo |
| Condo fees | ||
| Condo / HOA fees | $4,254 | $354/mo |
| Closing costs (one-time) | ||
| Legal / lawyer(closing) | $2,500 | $208/mo |
| Home inspection(closing) | $600 | $50/mo |
| Moving costs(closing) | $2,000 | $167/mo |
| Total | $47,153 | $3,929/mo |
Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.