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$789,900
DOM11daysAbsolute Lofts · 77 Lombard Street · Toronto · Ontario M5C 3E1
11 days on market
Golden hour on Lombard Street. The light turns warm, and the spire of St. James Cathedral glows gold, framed in your own two storey window. That's the view that changes everything. This is a true soft loft, a full 1,000 sq ft corner suite over two levels, in a boutique building with soul, fewer neighbours and far more character, on a quiet street just a five minute walk from St. Lawrence Market. The moment you walk in, you feel it. Beautiful exposed brick climbs the stair, the living room soars…
Could save you thousands on this purchase — closing strategy, negotiation & rebate.
Insufficient comparable sales to generate an estimate. Boost accuracy on MyStreetValue →
Seller signals
No price-drop or motivated-seller signals detected from MLS data we track on this listing.
Property history
Comparable sales
Brokered by: SUTTON GROUP QUANTUM REALTY INC.
Source: TRREB/PROPTX · MLS® C13886270
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20%+ down — no CMHC premium
≈ $0.13/ft² × ~1,100 ft² · incl. electric heat
Electric heat — no gas service · see hydro
ON municipal avg ~$60/mo
ON internet/TV avg ~$70/mo
1% of value/yr — standard reserve
Landscaping & snow removal · $0 default
$100/mo default · adjust for your home
Optional monitoring · $0 default
From listing or typical fee
Cost composition
Mortgage is 43% of your true cost of ownership. The other 57% surprises most first-time buyers.
Full breakdown
| Mortgage & financing | ||
| Mortgage (P+I) | $35,960 | $2,997/mo |
| Government & taxes | ||
| Property tax | $3,990 | $333/mo |
| Land transfer tax(closing) | $12,273 | $1,023/mo |
| Insurance & protection | ||
| Home insurance | $1,200 | $100/mo |
| Title insurance(closing) | $400 | $33/mo |
| Utilities | ||
| Hydro / electricity | $900 | $75/mo |
| Water & sewer | $720 | $60/mo |
| Internet / TV / phone | $840 | $70/mo |
| Maintenance & upkeep | ||
| Maintenance reserve (1.0%) | $7,899 | $658/mo |
| Condo fees | ||
| Condo / HOA fees | $14,376 | $1,198/mo |
| Closing costs (one-time) | ||
| Legal / lawyer(closing) | $2,500 | $208/mo |
| Home inspection(closing) | $600 | $50/mo |
| Moving costs(closing) | $2,000 | $167/mo |
| Total | $83,658 | $6,971/mo |
Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.