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$519,900
DOM14days77 Lombard Street · Toronto · Ontario M5C 3E1
14 days on market
This beautiful 2 storey condo has been meticulously cared for and loved by the same family for almost 10 years, and it is finally ready for you to make it your own. Unit 514 is exactly what you've been hoping for. Intelligently laid out 690 square feet spread across 2 full storeys, with cascading 16 foot ceiling height in the living room, a powder room for your guests, and a large, South facing balcony. The open concept kitchen with breakfast and prep island is fully equipped with stainless appl…
Could save you thousands on this purchase — closing strategy, negotiation & rebate.
Insufficient comparable sales to generate an estimate. Boost accuracy on MyStreetValue →
Seller signals
No price-drop or motivated-seller signals detected from MLS data we track on this listing.
Property history
Comparable sales
Brokered by: KELLER WILLIAMS REFERRED URBAN REALTY
Source: TRREB/PROPTX · MLS® C13882298
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20%+ down — no CMHC premium
≈ $0.07/ft² × ~650 ft² · ON avg ~$75/mo
Typical ON gas-heated home · ~$125/mo
ON municipal avg ~$60/mo
ON internet/TV avg ~$70/mo
1% of value/yr — standard reserve
Landscaping & snow removal · $0 default
$100/mo default · adjust for your home
Optional monitoring · $0 default
From listing or typical fee
Cost composition
Mortgage is 41% of your true cost of ownership. The other 59% surprises most first-time buyers.
Full breakdown
| Mortgage & financing | ||
| Mortgage (P+I) | $23,668 | $1,972/mo |
| Government & taxes | ||
| Property tax | $2,594 | $216/mo |
| Land transfer tax(closing) | $6,873 | $573/mo |
| Insurance & protection | ||
| Home insurance | $1,200 | $100/mo |
| Title insurance(closing) | $400 | $33/mo |
| Utilities | ||
| Hydro / electricity | $900 | $75/mo |
| Gas | $1,500 | $125/mo |
| Water & sewer | $720 | $60/mo |
| Internet / TV / phone | $840 | $70/mo |
| Maintenance & upkeep | ||
| Maintenance reserve (1.0%) | $5,199 | $433/mo |
| Condo fees | ||
| Condo / HOA fees | $8,764 | $730/mo |
| Closing costs (one-time) | ||
| Legal / lawyer(closing) | $2,500 | $208/mo |
| Home inspection(closing) | $600 | $50/mo |
| Moving costs(closing) | $2,000 | $167/mo |
| Total | $57,758 | $4,813/mo |
Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.