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$1,029,000
DOM14days88 Cumberland Street · Toronto · Ontario M5R 0C8
14 days on market
South facing and seriously stylish, this 2 bedroom, 2 bathroom suite at Minto Yorkville Park puts you right in the middle of one of Toronto's best neighbourhoods. The Esperanza layout offers 795 sq. ft. of interior space plus a private balcony, with floor to ceiling windows, tons of natural light and sweeping downtown views. The kitchen is sleek and beautifully finished, with premium appliances, designer cabinetry, stone counters, an island and breakfast bar, all opening into the living and dini…
Could save you thousands on this purchase — closing strategy, negotiation & rebate.
Insufficient comparable sales to generate an estimate. Boost accuracy on MyStreetValue →
Seller signals
No price-drop or motivated-seller signals detected from MLS data we track on this listing.
Property history
Comparable sales
Brokered by: ROYAL LEPAGE ESTATE REALTY
Source: TRREB/PROPTX · MLS® C13880764
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20%+ down — no CMHC premium
≈ $0.07/ft² × ~750 ft² · ON avg ~$75/mo
Typical ON gas-heated home · ~$125/mo
ON municipal avg ~$60/mo
ON internet/TV avg ~$70/mo
1% of value/yr — standard reserve
Landscaping & snow removal · $0 default
$100/mo default · adjust for your home
Optional monitoring · $0 default
From listing or typical fee
Cost composition
Mortgage is 45% of your true cost of ownership. The other 55% surprises most first-time buyers.
Full breakdown
| Mortgage & financing | ||
| Mortgage (P+I) | $46,844 | $3,904/mo |
| Government & taxes | ||
| Property tax | $6,860 | $572/mo |
| Land transfer tax(closing) | $17,055 | $1,421/mo |
| Insurance & protection | ||
| Home insurance | $1,200 | $100/mo |
| Title insurance(closing) | $400 | $33/mo |
| Utilities | ||
| Hydro / electricity | $900 | $75/mo |
| Gas | $1,500 | $125/mo |
| Water & sewer | $720 | $60/mo |
| Internet / TV / phone | $840 | $70/mo |
| Maintenance & upkeep | ||
| Maintenance reserve (1.0%) | $10,290 | $858/mo |
| Condo fees | ||
| Condo / HOA fees | $13,438 | $1,120/mo |
| Closing costs (one-time) | ||
| Legal / lawyer(closing) | $2,500 | $208/mo |
| Home inspection(closing) | $600 | $50/mo |
| Moving costs(closing) | $2,000 | $167/mo |
| Total | $105,147 | $8,762/mo |
Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.