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$619,900
DOM14daysGarden District Condos · 47 Mutual Street · Toronto · Ontario M5B 0C6
14 days on market
Welcome to modern downtown living in this brand-new, never-lived-in corner suite at the sought-after Garden District Condos. This stunning 2-bedroom, 2-bathroom residence offers a bright, open-concept layout with floor-to-ceiling windows showcasing spectacular northeast city views and an abundance of natural light. The contemporary kitchen flows seamlessly into the spacious living and dining area, creating the perfect setting for both everyday living and entertaining. Approximately $17,000 worth…
Could save you thousands on this purchase — closing strategy, negotiation & rebate.
Insufficient comparable sales to generate an estimate. Boost accuracy on MyStreetValue →
Seller signals
No price-drop or motivated-seller signals detected from MLS data we track on this listing.
Property history
Comparable sales
Brokered by: ROYAL LEPAGE SIGNATURE REALTY
Source: TRREB/PROPTX · MLS® C13880100
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20%+ down — no CMHC premium
≈ $0.07/ft² × ~650 ft² · ON avg ~$75/mo
Typical ON gas-heated home · ~$125/mo
ON municipal avg ~$60/mo
ON internet/TV avg ~$70/mo
1% of value/yr — standard reserve
Landscaping & snow removal · $0 default
$100/mo default · adjust for your home
Optional monitoring · $0 default
From listing or typical fee
Cost composition
Mortgage is 44% of your true cost of ownership. The other 56% surprises most first-time buyers.
Full breakdown
| Mortgage & financing | ||
| Mortgage (P+I) | $28,221 | $2,352/mo |
| Government & taxes | ||
| Property tax | $4,044 | $337/mo |
| Land transfer tax(closing) | $8,873 | $739/mo |
| Insurance & protection | ||
| Home insurance | $1,200 | $100/mo |
| Title insurance(closing) | $400 | $33/mo |
| Utilities | ||
| Hydro / electricity | $900 | $75/mo |
| Gas | $1,500 | $125/mo |
| Water & sewer | $720 | $60/mo |
| Internet / TV / phone | $840 | $70/mo |
| Maintenance & upkeep | ||
| Maintenance reserve (1.0%) | $6,199 | $517/mo |
| Condo fees | ||
| Condo / HOA fees | $6,050 | $504/mo |
| Closing costs (one-time) | ||
| Legal / lawyer(closing) | $2,500 | $208/mo |
| Home inspection(closing) | $600 | $50/mo |
| Moving costs(closing) | $2,000 | $167/mo |
| Total | $64,046 | $5,337/mo |
Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.