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$420,000
DOM16days199 Richmond Street · Toronto · Ontario M5V 0H4
16 days on market
Luxury Studio Condo In Trendy Queen West Area! Highly Desirable 1 Bdrm Unit W/Floor To Ceiling Windows! Clear View! 9' Ceiling. Open Concept. Sparkling & Spotless! Nicely Finished! Freshly Painted, Newly Installed Vinyl Floor Through-out! European Style Kitchen With Integrated Miele Built-in Appliances, Quarts Counter-Top. MBr With Large Window, 2 Closets. 4 Pc Semi Ensuite Bath W/Separate Soaker Tub. Excellent Location In The Heart Of Financial/Entertainment Dist. Convenient access to the PATH,…
Could save you thousands on this purchase — closing strategy, negotiation & rebate.
Insufficient comparable sales to generate an estimate. Boost accuracy on MyStreetValue →
Seller signals
No price-drop or motivated-seller signals detected from MLS data we track on this listing.
Property history
Comparable sales
Brokered by: RE/MAX CROSSROADS REALTY INC.
Source: TRREB/PROPTX · MLS® C13871960
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20%+ down — no CMHC premium
≈ $0.07/ft² × ~550 ft² · ON avg ~$75/mo · assumes gas heat
Typical ON gas-heated home · ~$125/mo
ON municipal avg ~$60/mo
ON internet/TV avg ~$70/mo
1% of value/yr — standard reserve
Landscaping & snow removal · $0 default
$100/mo default · adjust for your home
Optional monitoring · $0 default
From listing or typical fee
Cost composition
Mortgage is 39% of your true cost of ownership. The other 61% surprises most first-time buyers.
Full breakdown
| Mortgage & financing | ||
| Mortgage (P+I) | $19,120 | $1,593/mo |
| Government & taxes | ||
| Property tax | $2,946 | $246/mo |
| Land transfer tax(closing) | $4,875 | $406/mo |
| Insurance & protection | ||
| Home insurance | $1,200 | $100/mo |
| Title insurance(closing) | $400 | $33/mo |
| Utilities | ||
| Hydro / electricity | $900 | $75/mo |
| Other | $1,500 | $125/mo |
| Water & sewer | $720 | $60/mo |
| Internet / TV / phone | $840 | $70/mo |
| Maintenance & upkeep | ||
| Maintenance reserve (1.0%) | $4,200 | $350/mo |
| Condo fees | ||
| Condo / HOA fees | $7,843 | $654/mo |
| Closing costs (one-time) | ||
| Legal / lawyer(closing) | $2,500 | $208/mo |
| Home inspection(closing) | $600 | $50/mo |
| Moving costs(closing) | $2,000 | $167/mo |
| Total | $49,645 | $4,137/mo |
Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.