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$1,549,000
DOM17days608 Richmond Street · Toronto · Ontario M5V 1Y9
17 days on market
This is what penthouse living in the city should feel like. Perched at the top of The Harlowe in the heart of Queen West, this rare southwest corner penthouse brings serious New York loft vibes to downtown Toronto. Spanning over 1200 sq. ft., this 2+1 bedroom, 2 bathroom suite pairs soaring 11 ft. ceilings, exposed concrete and wide plank hardwood floors with walls of floor to ceiling glass that flood the space with natural light and frame sweeping views of the CN Tower and city skyline. The ope…
Could save you thousands on this purchase — closing strategy, negotiation & rebate.
Insufficient comparable sales to generate an estimate. Boost accuracy on MyStreetValue →
Seller signals
No price-drop or motivated-seller signals detected from MLS data we track on this listing.
Property history
Comparable sales
Brokered by: ROYAL LEPAGE REAL ESTATE SERVICES HEAPS ESTRIN TEAM
Source: TRREB/PROPTX · MLS® C13866884
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20%+ required — no CMHC insurance on $1.5M+ homes
≈ $0.07/ft² × ~1,300 ft² · ON avg ~$75/mo
Typical ON gas-heated home · ~$125/mo
ON municipal avg ~$60/mo
ON internet/TV avg ~$70/mo
1% of value/yr — standard reserve
Landscaping & snow removal · $0 default
$100/mo default · adjust for your home
Optional monitoring · $0 default
From listing or typical fee
Cost composition
Mortgage is 48% of your true cost of ownership. The other 52% surprises most first-time buyers.
Full breakdown
| Mortgage & financing | ||
| Mortgage (P+I) | $70,517 | $5,876/mo |
| Government & taxes | ||
| Property tax | $7,811 | $651/mo |
| Land transfer tax(closing) | $27,455 | $2,288/mo |
| Insurance & protection | ||
| Home insurance | $1,200 | $100/mo |
| Title insurance(closing) | $400 | $33/mo |
| Utilities | ||
| Hydro / electricity | $900 | $75/mo |
| Gas | $1,500 | $125/mo |
| Water & sewer | $720 | $60/mo |
| Internet / TV / phone | $840 | $70/mo |
| Maintenance & upkeep | ||
| Maintenance reserve (1.0%) | $15,490 | $1,291/mo |
| Condo fees | ||
| Condo / HOA fees | $15,248 | $1,271/mo |
| Closing costs (one-time) | ||
| Legal / lawyer(closing) | $2,500 | $208/mo |
| Home inspection(closing) | $600 | $50/mo |
| Moving costs(closing) | $2,000 | $167/mo |
| Total | $147,181 | $12,265/mo |
Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.