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$449,900
DOM17days20 Richardson Street · Toronto · Ontario M5A 0S6
17 days on market
Finest living at Daniel's Waterfront Light house! Modern finishes and chic finishes from the moment you walk in the lobby and up to the unit. Discover a large spacious open concept 1 bed that is 535 sqft. Kitchen features built in appliances, upgraded cabinetry and a rare long kitchen island. Living room area and bedroom is graced with natural sunlight with the benefit of 9 ft ceilings and upgraded smooth ceilings. Large balcony welcomes wide open views of the cities east landscape with an wonde…
Could save you thousands on this purchase — closing strategy, negotiation & rebate.
Insufficient comparable sales to generate an estimate. Boost accuracy on MyStreetValue →
Seller signals
No price-drop or motivated-seller signals detected from MLS data we track on this listing.
Property history
Comparable sales
Brokered by: RE/MAX EXCEL TITAN
Source: TRREB/PROPTX · MLS® C13865156
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20%+ down — no CMHC premium
≈ $0.07/ft² × ~550 ft² · ON avg ~$75/mo
Typical ON gas-heated home · ~$125/mo
ON municipal avg ~$60/mo
ON internet/TV avg ~$70/mo
1% of value/yr — standard reserve
Landscaping & snow removal · $0 default
$100/mo default · adjust for your home
Optional monitoring · $0 default
From listing or typical fee
Cost composition
Mortgage is 41% of your true cost of ownership. The other 59% surprises most first-time buyers.
Full breakdown
| Mortgage & financing | ||
| Mortgage (P+I) | $20,481 | $1,707/mo |
| Government & taxes | ||
| Property tax | $2,594 | $216/mo |
| Land transfer tax(closing) | $5,473 | $456/mo |
| Insurance & protection | ||
| Home insurance | $1,200 | $100/mo |
| Title insurance(closing) | $400 | $33/mo |
| Utilities | ||
| Hydro / electricity | $900 | $75/mo |
| Gas | $1,500 | $125/mo |
| Water & sewer | $720 | $60/mo |
| Internet / TV / phone | $840 | $70/mo |
| Maintenance & upkeep | ||
| Maintenance reserve (1.0%) | $4,499 | $375/mo |
| Condo fees | ||
| Condo / HOA fees | $6,420 | $535/mo |
| Closing costs (one-time) | ||
| Legal / lawyer(closing) | $2,500 | $208/mo |
| Home inspection(closing) | $600 | $50/mo |
| Moving costs(closing) | $2,000 | $167/mo |
| Total | $50,127 | $4,177/mo |
Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.