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$738,000
DOM18days138 Downes Street · Toronto · Ontario M5E 0E4
18 days on market
Welcome to Sugar Wharf by Menkes! Beautiful 1 Bedroom + Den with 2 Full Bathrooms, featuring 799 sq. ft. of interior living space plus a 110 sq. ft. balcony with unobstructed views. Bright open-concept layout, freshly painted and professionally cleaned, ready to move in. Excellent waterfront location steps to Sugar Beach, Farm Boy, Loblaws, LCBO, transit, restaurants and shopping. Easy access to downtown, Gardiner Expressway and DVP. Enjoy luxury waterfront living in the heart of Toronto!
Could save you thousands on this purchase — closing strategy, negotiation & rebate.
Insufficient comparable sales to generate an estimate. Boost accuracy on MyStreetValue →
Seller signals
No price-drop or motivated-seller signals detected from MLS data we track on this listing.
Property history
Comparable sales
Brokered by: REAL LAND REALTY INC.
Source: TRREB/PROPTX · MLS® C13860316
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20%+ down — no CMHC premium
≈ $0.07/ft² × ~750 ft² · ON avg ~$75/mo
Typical ON gas-heated home · ~$125/mo
ON municipal avg ~$60/mo
ON internet/TV avg ~$70/mo
1% of value/yr — standard reserve
Landscaping & snow removal · $0 default
$100/mo default · adjust for your home
Optional monitoring · $0 default
From listing or typical fee
Cost composition
Mortgage is 45% of your true cost of ownership. The other 55% surprises most first-time buyers.
Full breakdown
| Mortgage & financing | ||
| Mortgage (P+I) | $33,597 | $2,800/mo |
| Government & taxes | ||
| Property tax | $3,748 | $312/mo |
| Land transfer tax(closing) | $11,235 | $936/mo |
| Insurance & protection | ||
| Home insurance | $1,200 | $100/mo |
| Title insurance(closing) | $400 | $33/mo |
| Utilities | ||
| Hydro / electricity | $900 | $75/mo |
| Gas | $1,500 | $125/mo |
| Water & sewer | $720 | $60/mo |
| Internet / TV / phone | $840 | $70/mo |
| Maintenance & upkeep | ||
| Maintenance reserve (1.0%) | $7,380 | $615/mo |
| Condo fees | ||
| Condo / HOA fees | $7,560 | $630/mo |
| Closing costs (one-time) | ||
| Legal / lawyer(closing) | $2,500 | $208/mo |
| Home inspection(closing) | $600 | $50/mo |
| Moving costs(closing) | $2,000 | $167/mo |
| Total | $74,180 | $6,182/mo |
Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.