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$609,000
DOM19days20 Richardson Street · Toronto · Ontario M5A 0S6
19 days on market
Rare Find! Unobstructed Lake Views From This Beautiful 1+1 Bedroom Suite With Parking In The Heart Of Downtown Toronto. Bright & Functional Layout Featuring 1.5 Baths, 9-Ft Ceilings And Contemporary Finishes Throughout. Laminate Flooring, Quartz Countertops & Island, Plus Premium Miele Appliances. Well-maintained with fresh paint throughout. Steps To TTC, Loblaws, St. Lawrence Market, Sugar Beach, George Brown College, Universite De L'Ontario Francais And OCAD. Easy Access To The Gardiner Expres…
Could save you thousands on this purchase — closing strategy, negotiation & rebate.
Insufficient comparable sales to generate an estimate. Boost accuracy on MyStreetValue →
Seller signals
No price-drop or motivated-seller signals detected from MLS data we track on this listing.
Property history
Comparable sales
Brokered by: RE/MAX ABOUTOWNE REALTY CORP.
Source: TRREB/PROPTX · MLS® C13860164
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20%+ down — no CMHC premium
≈ $0.07/ft² × ~550 ft² · ON avg ~$75/mo
Typical ON gas-heated home · ~$125/mo
ON municipal avg ~$60/mo
ON internet/TV avg ~$70/mo
1% of value/yr — standard reserve
Landscaping & snow removal · $0 default
$100/mo default · adjust for your home
Optional monitoring · $0 default
From listing or typical fee
Cost composition
Mortgage is 43% of your true cost of ownership. The other 57% surprises most first-time buyers.
Full breakdown
| Mortgage & financing | ||
| Mortgage (P+I) | $27,724 | $2,310/mo |
| Government & taxes | ||
| Property tax | $3,238 | $270/mo |
| Land transfer tax(closing) | $8,655 | $721/mo |
| Insurance & protection | ||
| Home insurance | $1,200 | $100/mo |
| Title insurance(closing) | $400 | $33/mo |
| Utilities | ||
| Hydro / electricity | $900 | $75/mo |
| Gas | $1,500 | $125/mo |
| Water & sewer | $720 | $60/mo |
| Internet / TV / phone | $840 | $70/mo |
| Maintenance & upkeep | ||
| Maintenance reserve (1.0%) | $6,090 | $508/mo |
| Condo fees | ||
| Condo / HOA fees | $7,836 | $653/mo |
| Closing costs (one-time) | ||
| Legal / lawyer(closing) | $2,500 | $208/mo |
| Home inspection(closing) | $600 | $50/mo |
| Moving costs(closing) | $2,000 | $167/mo |
| Total | $64,203 | $5,350/mo |
Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.