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$529,000
Pier 27 · 15 Queens Quay · Toronto · Ontario M4Y 1A1
19 days on market
Spacious 1 Br 1 Den Unit At Pier 27 Condos By The Lake, Few Steps From Water. Prime Location In The Heart Of South Core Financial. Bedroom Have Window To Outside. Laminate Floor Throughout, Open Concept Kitchen With Quartz Counter Top, 9Ft Ceiling With Floor To Ceiling Windows. Short Walk To Union Station, Loblaw, St. Lawrence Market, Roger's Centre, Scotiabank Arena, Fabulous Dining And Entertainment, Easy Access Highway, Central Island Airport.
Could save you thousands on this purchase — closing strategy, negotiation & rebate.
Insufficient comparable sales to generate an estimate. Boost accuracy on MyStreetValue →
Seller signals
↓ $20KPrice reduction
MLS shows the seller reduced the asking price by $20,000 (from $549,000 to $529,000).
Labels reflect MLS fields and listing history in our database — not an opinion on fair market value.
Property history
Comparable sales
Brokered by: KW Living Realty
Source: TRREB/PROPTX · MLS® C13859682
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20%+ down — no CMHC premium
≈ $0.07/ft² × ~550 ft² · ON avg ~$75/mo
Typical ON gas-heated home · ~$125/mo
ON municipal avg ~$60/mo
ON internet/TV avg ~$70/mo
1% of value/yr — standard reserve
Landscaping & snow removal · $0 default
$100/mo default · adjust for your home
Optional monitoring · $0 default
From listing or typical fee
Cost composition
Mortgage is 43% of your true cost of ownership. The other 57% surprises most first-time buyers.
Full breakdown
| Mortgage & financing | ||
| Mortgage (P+I) | $24,082 | $2,007/mo |
| Government & taxes | ||
| Property tax | $2,862 | $239/mo |
| Land transfer tax(closing) | $7,055 | $588/mo |
| Insurance & protection | ||
| Home insurance | $1,200 | $100/mo |
| Title insurance(closing) | $400 | $33/mo |
| Utilities | ||
| Hydro / electricity | $900 | $75/mo |
| Gas | $1,500 | $125/mo |
| Water & sewer | $720 | $60/mo |
| Internet / TV / phone | $840 | $70/mo |
| Maintenance & upkeep | ||
| Maintenance reserve (1.0%) | $5,290 | $441/mo |
| Condo fees | ||
| Condo / HOA fees | $5,784 | $482/mo |
| Closing costs (one-time) | ||
| Legal / lawyer(closing) | $2,500 | $208/mo |
| Home inspection(closing) | $600 | $50/mo |
| Moving costs(closing) | $2,000 | $167/mo |
| Total | $55,733 | $4,644/mo |
Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.