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$399,000
DOM19days70 Old Sheppard Avenue · Toronto · Ontario M2J 3L6
19 days on market
Well maintained 2 bedroom unit approx. 900 sq ft in a quiet building, conveniently located on ground floor, no need for elevator or stairs ideal for anyone with mobility issues. Unit offers, renovated bath, new doors, tons of closet and storage space. This home has lots of privacy - no neighbors close to unit entrance or in front of balcony, surrounded by nature. Fees include all utilities, parking, cable and internet. The location is unrivaled, close to shopping, schools & French immersion, T…
Could save you thousands on this purchase — closing strategy, negotiation & rebate.
Insufficient comparable sales to generate an estimate. Boost accuracy on MyStreetValue →
Seller signals
No price-drop or motivated-seller signals detected from MLS data we track on this listing.
Property history
Comparable sales
Brokered by: ROYAL LEPAGE SIGNATURE REALTY
Source: TRREB/PROPTX · MLS® C13859634
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20%+ down — no CMHC premium
≈ $0.13/ft² × ~950 ft² · incl. electric heat
Electric heat — no gas service · see hydro
ON municipal avg ~$60/mo
ON internet/TV avg ~$70/mo
1% of value/yr — standard reserve
Landscaping & snow removal · $0 default
$100/mo default · adjust for your home
Optional monitoring · $0 default
From listing or typical fee
Cost composition
Mortgage is 38% of your true cost of ownership. The other 62% surprises most first-time buyers.
Full breakdown
| Mortgage & financing | ||
| Mortgage (P+I) | $18,164 | $1,514/mo |
| Government & taxes | ||
| Property tax | $1,700 | $142/mo |
| Land transfer tax(closing) | $4,460 | $372/mo |
| Insurance & protection | ||
| Home insurance | $1,200 | $100/mo |
| Title insurance(closing) | $400 | $33/mo |
| Utilities | ||
| Hydro / electricity | $900 | $75/mo |
| Water & sewer | $720 | $60/mo |
| Internet / TV / phone | $840 | $70/mo |
| Maintenance & upkeep | ||
| Maintenance reserve (1.0%) | $3,990 | $333/mo |
| Condo fees | ||
| Condo / HOA fees | $10,770 | $897/mo |
| Closing costs (one-time) | ||
| Legal / lawyer(closing) | $2,500 | $208/mo |
| Home inspection(closing) | $600 | $50/mo |
| Moving costs(closing) | $2,000 | $167/mo |
| Total | $48,244 | $4,020/mo |
Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.