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$495,000
DOM21daysINDX · 70 Temperance Street · Toronto · Ontario M5H 0B1
21 days on market
Spacious Well Maintained Owner Occupied One Bedroom plus Den Condo Unit at Luxurious INDX Condo located in the Heart of the Financial District. Modern Kitchen with high end integrated appliances. Den with sliding door can be used as Study/Office area. Oversized Laundry Room with Walk in Closet providing extra storage space. 9'Ceiling, Floor to Ceiling Windows, Engineered Wood Floor, Contemporary kitchen cabinetry, Stone Counter top. Extra large south facing balcony. Steps To Subway, TTC, PATH Sy…
Could save you thousands on this purchase — closing strategy, negotiation & rebate.
Insufficient comparable sales to generate an estimate. Boost accuracy on MyStreetValue →
Seller signals
No price-drop or motivated-seller signals detected from MLS data we track on this listing.
Property history
Comparable sales
Brokered by: KW Living Realty
Source: TRREB/PROPTX · MLS® C13855036
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20%+ down — no CMHC premium
≈ $0.07/ft² × ~550 ft² · ON avg ~$75/mo
Typical ON gas-heated home · ~$125/mo
ON municipal avg ~$60/mo
ON internet/TV avg ~$70/mo
1% of value/yr — standard reserve
Landscaping & snow removal · $0 default
$100/mo default · adjust for your home
Optional monitoring · $0 default
From listing or typical fee
Cost composition
Mortgage is 42% of your true cost of ownership. The other 58% surprises most first-time buyers.
Full breakdown
| Mortgage & financing | ||
| Mortgage (P+I) | $22,535 | $1,878/mo |
| Government & taxes | ||
| Property tax | $3,348 | $279/mo |
| Land transfer tax(closing) | $6,375 | $531/mo |
| Insurance & protection | ||
| Home insurance | $1,200 | $100/mo |
| Title insurance(closing) | $400 | $33/mo |
| Utilities | ||
| Hydro / electricity | $900 | $75/mo |
| Gas | $1,500 | $125/mo |
| Water & sewer | $720 | $60/mo |
| Internet / TV / phone | $840 | $70/mo |
| Maintenance & upkeep | ||
| Maintenance reserve (1.0%) | $4,950 | $413/mo |
| Condo fees | ||
| Condo / HOA fees | $5,958 | $497/mo |
| Closing costs (one-time) | ||
| Legal / lawyer(closing) | $2,500 | $208/mo |
| Home inspection(closing) | $600 | $50/mo |
| Moving costs(closing) | $2,000 | $167/mo |
| Total | $53,826 | $4,485/mo |
Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.