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$649,000
DOM22days1 Market Street · Toronto · Ontario M5E 0A2
22 days on market
Exceptional Market Wharf condominium offering 1 bedroom + den, with the den featuring a closet and the flexibility to function as a second bedroom. Ideally situated in the heart of the St. Lawrence Market neighbourhood, just steps from Union Station, the Financial District, Harbourfront, and the Entertainment District. This beautifully appointed suite showcases premium modern finishes, stainless steel appliances, and hardwood flooring in the primary bedroom, complete with a spacious walk-in clos…
Could save you thousands on this purchase — closing strategy, negotiation & rebate.
Insufficient comparable sales to generate an estimate. Boost accuracy on MyStreetValue →
Seller signals
No price-drop or motivated-seller signals detected from MLS data we track on this listing.
Property history
Comparable sales
Brokered by: ROYAL LEPAGE SIGNATURE REALTY
Source: TRREB/PROPTX · MLS® C13848646
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20%+ down — no CMHC premium
≈ $0.13/ft² × ~650 ft² · incl. electric heat
Electric heat — no gas service · see hydro
ON municipal avg ~$60/mo
ON internet/TV avg ~$70/mo
1% of value/yr — standard reserve
Landscaping & snow removal · $0 default
$100/mo default · adjust for your home
Optional monitoring · $0 default
From listing or typical fee
Cost composition
Mortgage is 45% of your true cost of ownership. The other 55% surprises most first-time buyers.
Full breakdown
| Mortgage & financing | ||
| Mortgage (P+I) | $29,545 | $2,462/mo |
| Government & taxes | ||
| Property tax | $3,599 | $300/mo |
| Land transfer tax(closing) | $9,455 | $788/mo |
| Insurance & protection | ||
| Home insurance | $1,200 | $100/mo |
| Title insurance(closing) | $400 | $33/mo |
| Utilities | ||
| Hydro / electricity | $900 | $75/mo |
| Water & sewer | $720 | $60/mo |
| Internet / TV / phone | $840 | $70/mo |
| Maintenance & upkeep | ||
| Maintenance reserve (1.0%) | $6,490 | $541/mo |
| Condo fees | ||
| Condo / HOA fees | $7,285 | $607/mo |
| Closing costs (one-time) | ||
| Legal / lawyer(closing) | $2,500 | $208/mo |
| Home inspection(closing) | $600 | $50/mo |
| Moving costs(closing) | $2,000 | $167/mo |
| Total | $65,534 | $5,461/mo |
Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.