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$584,900
DOM22days38 Cameron Street · Toronto · Ontario M5T 0C3
22 days on market
If you're going to live downtown, you may as well actually live downtown. This west-facing 1+den, 2-bathroom suite at Queen and Spadina puts you right in the middle of everything, with a great layout to come home to when you've had enough of everything. Inside, you've got custom blinds, a sleek kitchen with built-in appliances, a large primary bedroom with its own en-suite and walk-in closet, plus a den that is actually big enough to be useful. Home office, guest space, extra TV room, whatever w…
Could save you thousands on this purchase — closing strategy, negotiation & rebate.
Insufficient comparable sales to generate an estimate. Boost accuracy on MyStreetValue →
Seller signals
No price-drop or motivated-seller signals detected from MLS data we track on this listing.
Property history
Comparable sales
Brokered by: SAGE REAL ESTATE LIMITED
Source: TRREB/PROPTX · MLS® C13847232
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20%+ down — no CMHC premium
≈ $0.07/ft² × ~650 ft² · ON avg ~$75/mo
Typical ON gas-heated home · ~$125/mo
ON municipal avg ~$60/mo
ON internet/TV avg ~$70/mo
1% of value/yr — standard reserve
Landscaping & snow removal · $0 default
$100/mo default · adjust for your home
Optional monitoring · $0 default
From listing or typical fee
Cost composition
Mortgage is 43% of your true cost of ownership. The other 57% surprises most first-time buyers.
Full breakdown
| Mortgage & financing | ||
| Mortgage (P+I) | $26,627 | $2,219/mo |
| Government & taxes | ||
| Property tax | $3,108 | $259/mo |
| Land transfer tax(closing) | $8,173 | $681/mo |
| Insurance & protection | ||
| Home insurance | $1,200 | $100/mo |
| Title insurance(closing) | $400 | $33/mo |
| Utilities | ||
| Hydro / electricity | $900 | $75/mo |
| Gas | $1,500 | $125/mo |
| Water & sewer | $720 | $60/mo |
| Internet / TV / phone | $840 | $70/mo |
| Maintenance & upkeep | ||
| Maintenance reserve (1.0%) | $5,849 | $487/mo |
| Condo fees | ||
| Condo / HOA fees | $6,999 | $583/mo |
| Closing costs (one-time) | ||
| Legal / lawyer(closing) | $2,500 | $208/mo |
| Home inspection(closing) | $600 | $50/mo |
| Moving costs(closing) | $2,000 | $167/mo |
| Total | $61,416 | $5,118/mo |
Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.