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$448,000
DOM23days21 Hillcrest Avenue · Toronto · Ontario M2N 7K2
23 days on market
What if your morning coffee, subway ride, grocery run, dinner date and movie night were all within a 2 minute walk? Welcome to this rare 658 sq.ft. corner suite in the heart of North York, featuring an abundance of windows that flood the space with natural light all day long. Completely renovated for the owner's own use, with approximately $45,000 invested in renovations, this spacious 1 bedroom features an entertainer's kitchen with Bosch stainless steel appliances, quartz countertops and backs…
Could save you thousands on this purchase — closing strategy, negotiation & rebate.
Insufficient comparable sales to generate an estimate. Boost accuracy on MyStreetValue →
Seller signals
No price-drop or motivated-seller signals detected from MLS data we track on this listing.
Property history
Comparable sales
Brokered by: RIGHT AT HOME REALTY
Source: TRREB/PROPTX · MLS® C13842390
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20%+ down — no CMHC premium
≈ $0.07/ft² × ~650 ft² · ON avg ~$75/mo
Typical ON gas-heated home · ~$125/mo
ON municipal avg ~$60/mo
ON internet/TV avg ~$70/mo
1% of value/yr — standard reserve
Landscaping & snow removal · $0 default
$100/mo default · adjust for your home
Optional monitoring · $0 default
From listing or typical fee
Cost composition
Mortgage is 38% of your true cost of ownership. The other 62% surprises most first-time buyers.
Full breakdown
| Mortgage & financing | ||
| Mortgage (P+I) | $20,395 | $1,700/mo |
| Government & taxes | ||
| Property tax | $2,486 | $207/mo |
| Land transfer tax(closing) | $5,435 | $453/mo |
| Insurance & protection | ||
| Home insurance | $1,200 | $100/mo |
| Title insurance(closing) | $400 | $33/mo |
| Utilities | ||
| Hydro / electricity | $900 | $75/mo |
| Gas | $1,500 | $125/mo |
| Water & sewer | $720 | $60/mo |
| Internet / TV / phone | $840 | $70/mo |
| Maintenance & upkeep | ||
| Maintenance reserve (1.0%) | $4,480 | $373/mo |
| Condo fees | ||
| Condo / HOA fees | $10,504 | $875/mo |
| Closing costs (one-time) | ||
| Legal / lawyer(closing) | $2,500 | $208/mo |
| Home inspection(closing) | $600 | $50/mo |
| Moving costs(closing) | $2,000 | $167/mo |
| Total | $53,960 | $4,497/mo |
Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.