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$798,000
DOM24days18 Merton Street · Toronto · Ontario M4S 3G9
24 days on market
Welcome home to a beautifully reimagined 2-bedroom + den, 3-bathroom loft offering over 1,100 sq ft of sophisticated urban living. Completely transformed from top to bottom, this turnkey residence combines stylish design, exceptional comfort, underground parking and a storage locker. The open-concept main level is made for entertaining, featuring a chef-inspired kitchen with full-size stainless steel appliances (extended 4-year warranty), quartz countertops and backsplash, custom built-ins, desi…
Could save you thousands on this purchase — closing strategy, negotiation & rebate.
Insufficient comparable sales to generate an estimate. Boost accuracy on MyStreetValue →
Seller signals
No price-drop or motivated-seller signals detected from MLS data we track on this listing.
Property history
Comparable sales
Brokered by: RE/MAX REALTRON REALTY INC.
Source: TRREB/PROPTX · MLS® C13837624
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20%+ down — no CMHC premium
≈ $0.07/ft² × ~1,100 ft² · ON avg ~$75/mo · assumes gas heat
Typical ON gas-heated home · ~$125/mo
ON municipal avg ~$60/mo
ON internet/TV avg ~$70/mo
1% of value/yr — standard reserve
Landscaping & snow removal · $0 default
$100/mo default · adjust for your home
Optional monitoring · $0 default
From listing or typical fee
Cost composition
Mortgage is 40% of your true cost of ownership. The other 60% surprises most first-time buyers.
Full breakdown
| Mortgage & financing | ||
| Mortgage (P+I) | $36,328 | $3,027/mo |
| Government & taxes | ||
| Property tax | $4,213 | $351/mo |
| Land transfer tax(closing) | $12,435 | $1,036/mo |
| Insurance & protection | ||
| Home insurance | $1,200 | $100/mo |
| Title insurance(closing) | $400 | $33/mo |
| Utilities | ||
| Hydro / electricity | $900 | $75/mo |
| Other | $1,500 | $125/mo |
| Water & sewer | $720 | $60/mo |
| Internet / TV / phone | $840 | $70/mo |
| Maintenance & upkeep | ||
| Maintenance reserve (1.0%) | $7,980 | $665/mo |
| Condo fees | ||
| Condo / HOA fees | $19,398 | $1,617/mo |
| Closing costs (one-time) | ||
| Legal / lawyer(closing) | $2,500 | $208/mo |
| Home inspection(closing) | $600 | $50/mo |
| Moving costs(closing) | $2,000 | $167/mo |
| Total | $91,014 | $7,585/mo |
Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.