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$799,000
DOM25days650 Sheppard Avenue · Toronto · Ontario M2K 3E4
25 days on market
Experience refined elegance in this beautifully appointed two-bedroom residence in coveted St. Gabriel community nestled in the heart of Bayview Village. Developed by the renowned Shane Baghai Luxury Developments, this contemporary home showcases sophisticated finishes, an open concept layout, and abundant natural light. Just steps to upscale BV Mall, shops, dining, Subway / TTC, it offers both convenience and tranquility. Luxury living redefined.
Could save you thousands on this purchase — closing strategy, negotiation & rebate.
Insufficient comparable sales to generate an estimate. Boost accuracy on MyStreetValue →
Seller signals
No price-drop or motivated-seller signals detected from MLS data we track on this listing.
Property history
Comparable sales
Brokered by: BRIDLEPATH PROGRESSIVE REAL ESTATE INC.
Source: TRREB/PROPTX · MLS® C13836194
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20%+ down — no CMHC premium
≈ $0.07/ft² × ~950 ft² · ON avg ~$75/mo
Typical ON gas-heated home · ~$125/mo
ON municipal avg ~$60/mo
ON internet/TV avg ~$70/mo
1% of value/yr — standard reserve
Landscaping & snow removal · $0 default
$100/mo default · adjust for your home
Optional monitoring · $0 default
From listing or typical fee
Cost composition
Mortgage is 42% of your true cost of ownership. The other 58% surprises most first-time buyers.
Full breakdown
| Mortgage & financing | ||
| Mortgage (P+I) | $36,374 | $3,031/mo |
| Government & taxes | ||
| Property tax | $3,452 | $288/mo |
| Land transfer tax(closing) | $12,455 | $1,038/mo |
| Insurance & protection | ||
| Home insurance | $1,200 | $100/mo |
| Title insurance(closing) | $400 | $33/mo |
| Utilities | ||
| Hydro / electricity | $900 | $75/mo |
| Gas | $1,500 | $125/mo |
| Water & sewer | $720 | $60/mo |
| Internet / TV / phone | $840 | $70/mo |
| Maintenance & upkeep | ||
| Maintenance reserve (1.0%) | $7,990 | $666/mo |
| Condo fees | ||
| Condo / HOA fees | $15,600 | $1,300/mo |
| Closing costs (one-time) | ||
| Legal / lawyer(closing) | $2,500 | $208/mo |
| Home inspection(closing) | $600 | $50/mo |
| Moving costs(closing) | $2,000 | $167/mo |
| Total | $86,531 | $7,211/mo |
Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.