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$495,000
DOM25days415 Jarvis Street · Toronto · Ontario M4Y 3C1
25 days on market
Attention Investors & End-Users! Welcome to "The Central," a quiet, tree-lined complex in the heart of downtown Toronto. This beautifully maintained 2-bedroom home offers 744 sq. ft. of bright, functional living space with an open-concept layout and fresh neutral paint throughout. A rare 100 sq. ft. private porch extends the living space outdoors, perfect for relaxing, entertaining, or enjoying your morning coffee. Ideally located with excellent Walk and Transit Scores, just steps to Allan Garde…
Could save you thousands on this purchase — closing strategy, negotiation & rebate.
Insufficient comparable sales to generate an estimate. Boost accuracy on MyStreetValue →
Seller signals
No price-drop or motivated-seller signals detected from MLS data we track on this listing.
Property history
Comparable sales
Brokered by: HOMENET REALTY INC.
Source: TRREB/PROPTX · MLS® C13835986
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20%+ down — no CMHC premium
≈ $0.07/ft² × ~750 ft² · ON avg ~$75/mo
Typical ON gas-heated home · ~$125/mo
ON municipal avg ~$60/mo
ON internet/TV avg ~$70/mo
1% of value/yr — standard reserve
Landscaping & snow removal · $0 default
$100/mo default · adjust for your home
Optional monitoring · $0 default
From listing or typical fee
Cost composition
Mortgage is 42% of your true cost of ownership. The other 58% surprises most first-time buyers.
Full breakdown
| Mortgage & financing | ||
| Mortgage (P+I) | $22,535 | $1,878/mo |
| Government & taxes | ||
| Property tax | $3,085 | $257/mo |
| Land transfer tax(closing) | $6,375 | $531/mo |
| Insurance & protection | ||
| Home insurance | $1,200 | $100/mo |
| Title insurance(closing) | $400 | $33/mo |
| Utilities | ||
| Hydro / electricity | $900 | $75/mo |
| Gas | $1,500 | $125/mo |
| Water & sewer | $720 | $60/mo |
| Internet / TV / phone | $840 | $70/mo |
| Maintenance & upkeep | ||
| Maintenance reserve (1.0%) | $4,950 | $413/mo |
| Condo fees | ||
| Condo / HOA fees | $5,654 | $471/mo |
| Closing costs (one-time) | ||
| Legal / lawyer(closing) | $2,500 | $208/mo |
| Home inspection(closing) | $600 | $50/mo |
| Moving costs(closing) | $2,000 | $167/mo |
| Total | $53,258 | $4,438/mo |
Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.