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$674,900
DOM25days4K Spadina Avenue · Toronto · Ontario M5V 3Y9
25 days on market
Welcome to elevated downtown living at Neo Condos, where style, space and an unbeatable CityPlace location come together in this beautiful 2-bedroom, 2-bathroom South facing suite offering 755 sq. ft. of thoughtfully designed living space. Bathed in natural light, the southeast exposure delivers spectacular views. This open-concept with laminate flooring flows seamlessly throughout. primary bedroom feature large windows, with an ensuite. Parking and locker are conveniently located close to each…
Could save you thousands on this purchase — closing strategy, negotiation & rebate.
Insufficient comparable sales to generate an estimate. Boost accuracy on MyStreetValue →
Seller signals
No price-drop or motivated-seller signals detected from MLS data we track on this listing.
Property history
Comparable sales
Brokered by: RE/MAX ULTIMATE REALTY INC.
Source: TRREB/PROPTX · MLS® C13835748
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20%+ down — no CMHC premium
≈ $0.07/ft² × ~750 ft² · ON avg ~$75/mo
Typical ON gas-heated home · ~$125/mo
ON municipal avg ~$60/mo
ON internet/TV avg ~$70/mo
1% of value/yr — standard reserve
Landscaping & snow removal · $0 default
$100/mo default · adjust for your home
Optional monitoring · $0 default
From listing or typical fee
Cost composition
Mortgage is 44% of your true cost of ownership. The other 56% surprises most first-time buyers.
Full breakdown
| Mortgage & financing | ||
| Mortgage (P+I) | $30,724 | $2,560/mo |
| Government & taxes | ||
| Property tax | $3,100 | $258/mo |
| Land transfer tax(closing) | $9,973 | $831/mo |
| Insurance & protection | ||
| Home insurance | $1,200 | $100/mo |
| Title insurance(closing) | $400 | $33/mo |
| Utilities | ||
| Hydro / electricity | $900 | $75/mo |
| Gas | $1,500 | $125/mo |
| Water & sewer | $720 | $60/mo |
| Internet / TV / phone | $840 | $70/mo |
| Maintenance & upkeep | ||
| Maintenance reserve (1.0%) | $6,749 | $562/mo |
| Condo fees | ||
| Condo / HOA fees | $8,333 | $694/mo |
| Closing costs (one-time) | ||
| Legal / lawyer(closing) | $2,500 | $208/mo |
| Home inspection(closing) | $600 | $50/mo |
| Moving costs(closing) | $2,000 | $167/mo |
| Total | $69,539 | $5,795/mo |
Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.