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$685,000
DOM25days200 Victoria Street · Toronto · Ontario M5B 1V8
25 days on market
Welcome to elevated downtown living at its finest in the heart of Toronto. This bright and modern 1-bedroom + den suite at 200 Victoria Street offers an unbeatable blend of lifestyle, convenience, and investment potential. Situated just steps from Yonge-Dundas Square, CF Toronto Eaton Centre, St. Michael's Hospital and Toronto Metropolitan University, this location puts you at the center of everything. Enjoy seamless connectivity with the Toronto Transit Commission subway just minutes away,…
Could save you thousands on this purchase — closing strategy, negotiation & rebate.
Insufficient comparable sales to generate an estimate. Boost accuracy on MyStreetValue →
Seller signals
No price-drop or motivated-seller signals detected from MLS data we track on this listing.
Property history
Comparable sales
Brokered by: CENTURY 21 LEADING EDGE REALTY INC.
Source: TRREB/PROPTX · MLS® C13834810
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20%+ down — no CMHC premium
≈ $0.07/ft² × ~650 ft² · ON avg ~$75/mo
Typical ON gas-heated home · ~$125/mo
ON municipal avg ~$60/mo
ON internet/TV avg ~$70/mo
1% of value/yr — standard reserve
Landscaping & snow removal · $0 default
$100/mo default · adjust for your home
Optional monitoring · $0 default
From listing or typical fee
Cost composition
Mortgage is 44% of your true cost of ownership. The other 56% surprises most first-time buyers.
Full breakdown
| Mortgage & financing | ||
| Mortgage (P+I) | $31,184 | $2,599/mo |
| Government & taxes | ||
| Property tax | $2,209 | $184/mo |
| Land transfer tax(closing) | $10,175 | $848/mo |
| Insurance & protection | ||
| Home insurance | $1,200 | $100/mo |
| Title insurance(closing) | $400 | $33/mo |
| Utilities | ||
| Hydro / electricity | $900 | $75/mo |
| Gas | $1,500 | $125/mo |
| Water & sewer | $720 | $60/mo |
| Internet / TV / phone | $840 | $70/mo |
| Maintenance & upkeep | ||
| Maintenance reserve (1.0%) | $6,850 | $571/mo |
| Condo fees | ||
| Condo / HOA fees | $9,651 | $804/mo |
| Closing costs (one-time) | ||
| Legal / lawyer(closing) | $2,500 | $208/mo |
| Home inspection(closing) | $600 | $50/mo |
| Moving costs(closing) | $2,000 | $167/mo |
| Total | $70,730 | $5,894/mo |
Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.