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$539,900
DOM26days320 Richmond Street · Toronto · Ontario M5A 2R3
26 days on market
One of Toronto's most well appointed buildings. This unit boasts stunning unobstructed city views. The open-concept floorplan, combined with an abundance of natural light presents an ideal canvas for entertaining, seamlessly blending living spaces while providing ample storage solutions. The modern kitchen features an island, perfect for entertaining and hosting family and friends.. Also included is a den which comfortably doubles as an office or space to place a day bed for guests. Furthermore,…
Could save you thousands on this purchase — closing strategy, negotiation & rebate.
Insufficient comparable sales to generate an estimate. Boost accuracy on MyStreetValue →
Seller signals
No price-drop or motivated-seller signals detected from MLS data we track on this listing.
Property history
Comparable sales
Brokered by: INTERNATIONAL REALTY FIRM, INC.
Source: TRREB/PROPTX · MLS® C13832772
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20%+ down — no CMHC premium
≈ $0.07/ft² × ~650 ft² · ON avg ~$75/mo
Typical ON gas-heated home · ~$125/mo
ON municipal avg ~$60/mo
ON internet/TV avg ~$70/mo
1% of value/yr — standard reserve
Landscaping & snow removal · $0 default
$100/mo default · adjust for your home
Optional monitoring · $0 default
From listing or typical fee
Cost composition
Mortgage is 42% of your true cost of ownership. The other 58% surprises most first-time buyers.
Full breakdown
| Mortgage & financing | ||
| Mortgage (P+I) | $24,579 | $2,048/mo |
| Government & taxes | ||
| Property tax | $2,971 | $248/mo |
| Land transfer tax(closing) | $7,273 | $606/mo |
| Insurance & protection | ||
| Home insurance | $1,200 | $100/mo |
| Title insurance(closing) | $400 | $33/mo |
| Utilities | ||
| Hydro / electricity | $900 | $75/mo |
| Gas | $1,500 | $125/mo |
| Water & sewer | $720 | $60/mo |
| Internet / TV / phone | $840 | $70/mo |
| Maintenance & upkeep | ||
| Maintenance reserve (1.0%) | $5,399 | $450/mo |
| Condo fees | ||
| Condo / HOA fees | $7,956 | $663/mo |
| Closing costs (one-time) | ||
| Legal / lawyer(closing) | $2,500 | $208/mo |
| Home inspection(closing) | $600 | $50/mo |
| Moving costs(closing) | $2,000 | $167/mo |
| Total | $58,838 | $4,903/mo |
Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.