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$450,000
DOM28days400 Adelaide Street · Toronto · Ontario M5A 4S3
28 days on market
Welcome To Ivory On Adelaide! This Beautifully Updated 1-Bedroom Suite Offers Stylish, Move-In Ready Downtown Living With A Private Balcony And Locker. Featuring New Laminate Flooring, Fresh Paint, New Blinds, Modern Light Fixtures, Stainless Steel Appliances, And Granite Countertops, This Suite Combines Contemporary Finishes With Everyday Comfort. Enjoy An Impressive Range Of Building Amenities, Including A Rooftop Lounge, Party Room, And Fitness Facilities. Ideally Located Just Steps From St.…
Could save you thousands on this purchase — closing strategy, negotiation & rebate.
Insufficient comparable sales to generate an estimate. Boost accuracy on MyStreetValue →
Seller signals
No price-drop or motivated-seller signals detected from MLS data we track on this listing.
Property history
Comparable sales
Brokered by: CENTURY 21 PERCY FULTON LTD.
Source: TRREB/PROPTX · MLS® C13829852
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20%+ down — no CMHC premium
≈ $0.07/ft² × ~550 ft² · ON avg ~$75/mo
Typical ON gas-heated home · ~$125/mo
ON municipal avg ~$60/mo
ON internet/TV avg ~$70/mo
1% of value/yr — standard reserve
Landscaping & snow removal · $0 default
$100/mo default · adjust for your home
Optional monitoring · $0 default
From listing or typical fee
Cost composition
Mortgage is 43% of your true cost of ownership. The other 57% surprises most first-time buyers.
Full breakdown
| Mortgage & financing | ||
| Mortgage (P+I) | $20,486 | $1,707/mo |
| Government & taxes | ||
| Property tax | $2,164 | $180/mo |
| Land transfer tax(closing) | $5,475 | $456/mo |
| Insurance & protection | ||
| Home insurance | $1,200 | $100/mo |
| Title insurance(closing) | $400 | $33/mo |
| Utilities | ||
| Hydro / electricity | $900 | $75/mo |
| Gas | $1,500 | $125/mo |
| Water & sewer | $720 | $60/mo |
| Internet / TV / phone | $840 | $70/mo |
| Maintenance & upkeep | ||
| Maintenance reserve (1.0%) | $4,500 | $375/mo |
| Condo fees | ||
| Condo / HOA fees | $4,740 | $395/mo |
| Closing costs (one-time) | ||
| Legal / lawyer(closing) | $2,500 | $208/mo |
| Home inspection(closing) | $600 | $50/mo |
| Moving costs(closing) | $2,000 | $167/mo |
| Total | $48,025 | $4,002/mo |
Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.