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$749,900
DOM29days399 Adelaide Street · Toronto · Ontario M5V 1S1
29 days on market
King West, with room to exhale. This south-facing soft loft gives you all the energy of the neighbourhood outside your door, with a quieter, more private place to come home to.Ten-foot ceilings and updated premium light fixtures bring height and character to the open kitchen, dining and living area. The main room gives you space to host, settle in and simply be comfortable. Engineered hardwood, installed in 2019, carries through the space, while the south-facing balcony looks over the landscaped…
Could save you thousands on this purchase — closing strategy, negotiation & rebate.
Insufficient comparable sales to generate an estimate. Boost accuracy on MyStreetValue →
Seller signals
No price-drop or motivated-seller signals detected from MLS data we track on this listing.
Property history
Comparable sales
Brokered by: ROYAL LEPAGE REALTY PLUS
Source: TRREB/PROPTX · MLS® C13824548
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20%+ down — no CMHC premium
≈ $0.07/ft² × ~850 ft² · ON avg ~$75/mo
Typical ON gas-heated home · ~$125/mo
ON municipal avg ~$60/mo
ON internet/TV avg ~$70/mo
1% of value/yr — standard reserve
Landscaping & snow removal · $0 default
$100/mo default · adjust for your home
Optional monitoring · $0 default
From listing or typical fee
Cost composition
Mortgage is 44% of your true cost of ownership. The other 56% surprises most first-time buyers.
Full breakdown
| Mortgage & financing | ||
| Mortgage (P+I) | $34,139 | $2,845/mo |
| Government & taxes | ||
| Property tax | $3,959 | $330/mo |
| Land transfer tax(closing) | $11,473 | $956/mo |
| Insurance & protection | ||
| Home insurance | $1,200 | $100/mo |
| Title insurance(closing) | $400 | $33/mo |
| Utilities | ||
| Hydro / electricity | $900 | $75/mo |
| Gas | $1,500 | $125/mo |
| Water & sewer | $720 | $60/mo |
| Internet / TV / phone | $840 | $70/mo |
| Maintenance & upkeep | ||
| Maintenance reserve (1.0%) | $7,499 | $625/mo |
| Condo fees | ||
| Condo / HOA fees | $9,045 | $754/mo |
| Closing costs (one-time) | ||
| Legal / lawyer(closing) | $2,500 | $208/mo |
| Home inspection(closing) | $600 | $50/mo |
| Moving costs(closing) | $2,000 | $167/mo |
| Total | $76,775 | $6,398/mo |
Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.