Loading neighbourhood intel…
Loading neighbourhood intel…
$1,680,000
DOM30days5 St Joseph Street · Toronto · Ontario M4Y 0B6
30 days on market
Welcome to an Exceptional Suite #4502 Including | 1,683 SQ. FT. Living Space | 10' CEILINGS | 2+1 BED | 2.5 BATH | 1 PARKING | 2 BALCONIES. It offering approximately 1,683 sq. ft. of beautifully proportioned interior living space in the heart of Downtown Toronto. Featuring soaring 10-foot smooth ceilings, this rare residence offers the scale and presence of a luxury home with the convenience of a prestigious downtown condominium. The thoughtfully designed 2-bedroom + den, 2.5-bathroom floor plan…
Could save you thousands on this purchase — closing strategy, negotiation & rebate.
Insufficient comparable sales to generate an estimate. Boost accuracy on MyStreetValue →
Seller signals
No price-drop or motivated-seller signals detected from MLS data we track on this listing.
Property history
Comparable sales
Brokered by: JDL REALTY INC.
Source: TRREB/PROPTX · MLS® C13819764
Do you own a home in Toronto?
Find out what it's worth — and what you'd walk away with after mortgage, commission and fees.
Get My StreetValue™ →Monthly carrying costs, utilities, and closing cost estimates.
20%+ required — no CMHC insurance on $1.5M+ homes
≈ $0.07/ft² × ~1,700 ft² · ON avg ~$75/mo
Typical ON gas-heated home · ~$125/mo
ON municipal avg ~$60/mo
ON internet/TV avg ~$70/mo
1% of value/yr — standard reserve
Landscaping & snow removal · $0 default
$100/mo default · adjust for your home
Optional monitoring · $0 default
From listing or typical fee
Cost composition
Mortgage is 47% of your true cost of ownership. The other 53% surprises most first-time buyers.
Full breakdown
| Mortgage & financing | ||
| Mortgage (P+I) | $76,481 | $6,373/mo |
| Government & taxes | ||
| Property tax | $10,610 | $884/mo |
| Land transfer tax(closing) | $30,075 | $2,506/mo |
| Insurance & protection | ||
| Home insurance | $1,200 | $100/mo |
| Title insurance(closing) | $400 | $33/mo |
| Utilities | ||
| Hydro / electricity | $900 | $75/mo |
| Gas | $1,500 | $125/mo |
| Water & sewer | $720 | $60/mo |
| Internet / TV / phone | $840 | $70/mo |
| Maintenance & upkeep | ||
| Maintenance reserve (1.0%) | $16,800 | $1,400/mo |
| Condo fees | ||
| Condo / HOA fees | $18,955 | $1,580/mo |
| Closing costs (one-time) | ||
| Legal / lawyer(closing) | $2,500 | $208/mo |
| Home inspection(closing) | $600 | $50/mo |
| Moving costs(closing) | $2,000 | $167/mo |
| Total | $163,581 | $13,632/mo |
Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.