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$649,900
DOM30days55 Charles Street · Toronto · Ontario M4Y 0J1
30 days on market
Perched High Above The City On The 38th Floor, This Stunning 1-Bedroom Condo Offers Elevated Urban Living In One Of Toronto's Most Coveted Intersections. This Thoughtfully Designed Suite Features A Modern Open-Concept Layout That Maximizes Both Space And Functionality. The Spacious Bedroom Includes His & Hers Closets, And A Private 4-Piece Ensuite, Creating A Comfortable And Refined Retreat. The Living And Dining Areas Flow Seamlessly, Perfect For Both Relaxing And Entertaining, While The Contem…
Could save you thousands on this purchase — closing strategy, negotiation & rebate.
Insufficient comparable sales to generate an estimate. Boost accuracy on MyStreetValue →
Seller signals
No price-drop or motivated-seller signals detected from MLS data we track on this listing.
Property history
Comparable sales
Brokered by: RE/MAX ROUGE RIVER REALTY LTD.
Source: TRREB/PROPTX · MLS® C13818104
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20%+ down — no CMHC premium
≈ $0.13/ft² × ~550 ft² · incl. electric heat
Electric heat — no gas service · see hydro
ON municipal avg ~$60/mo
ON internet/TV avg ~$70/mo
1% of value/yr — standard reserve
Landscaping & snow removal · $0 default
$100/mo default · adjust for your home
Optional monitoring · $0 default
From listing or typical fee
Cost composition
Mortgage is 45% of your true cost of ownership. The other 55% surprises most first-time buyers.
Full breakdown
| Mortgage & financing | ||
| Mortgage (P+I) | $29,586 | $2,466/mo |
| Government & taxes | ||
| Property tax | $5,113 | $426/mo |
| Land transfer tax(closing) | $9,473 | $789/mo |
| Insurance & protection | ||
| Home insurance | $1,200 | $100/mo |
| Title insurance(closing) | $400 | $33/mo |
| Utilities | ||
| Hydro / electricity | $900 | $75/mo |
| Water & sewer | $720 | $60/mo |
| Internet / TV / phone | $840 | $70/mo |
| Maintenance & upkeep | ||
| Maintenance reserve (1.0%) | $6,499 | $542/mo |
| Condo fees | ||
| Condo / HOA fees | $5,388 | $449/mo |
| Closing costs (one-time) | ||
| Legal / lawyer(closing) | $2,500 | $208/mo |
| Home inspection(closing) | $600 | $50/mo |
| Moving costs(closing) | $2,000 | $167/mo |
| Total | $65,219 | $5,435/mo |
Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.