Loading neighbourhood intel…
Loading neighbourhood intel…
$759,000
DOM31daysLumiere Condos · 770 Bay Street · Toronto · Ontario M5G 0A6
31 days on market
Lumiere Condos at 770 Bay Street - experience the absolute best of Toronto's Bay Street Corridor! Located just steps from the downtown hospital network, University of Toronto, TMU, Eaton Centre, the financial district, and two major subways (College & Queen's Park Subway). Original owners and has never been rented , this two bedroom plus den, 895 Sq. Ft. of living space with a highly functional layout that maximizes every square foot. Gleaming hardwood floors and 2 walkouts to a large open bal…
Could save you thousands on this purchase — closing strategy, negotiation & rebate.
Insufficient comparable sales to generate an estimate. Boost accuracy on MyStreetValue →
Seller signals
No price-drop or motivated-seller signals detected from MLS data we track on this listing.
Property history
Comparable sales
Brokered by: RE/MAX WEST REALTY INC.
Source: TRREB/PROPTX · MLS® C13815918
Do you own a home in Toronto?
Find out what it's worth — and what you'd walk away with after mortgage, commission and fees.
Get My StreetValue™ →Monthly carrying costs, utilities, and closing cost estimates.
20%+ down — no CMHC premium
≈ $0.07/ft² × ~850 ft² · ON avg ~$75/mo
Typical ON gas-heated home · ~$125/mo
ON municipal avg ~$60/mo
ON internet/TV avg ~$70/mo
1% of value/yr — standard reserve
Landscaping & snow removal · $0 default
$100/mo default · adjust for your home
Optional monitoring · $0 default
From listing or typical fee
Cost composition
Mortgage is 43% of your true cost of ownership. The other 57% surprises most first-time buyers.
Full breakdown
| Mortgage & financing | ||
| Mortgage (P+I) | $34,553 | $2,879/mo |
| Government & taxes | ||
| Property tax | $4,903 | $409/mo |
| Land transfer tax(closing) | $11,655 | $971/mo |
| Insurance & protection | ||
| Home insurance | $1,200 | $100/mo |
| Title insurance(closing) | $400 | $33/mo |
| Utilities | ||
| Hydro / electricity | $900 | $75/mo |
| Gas | $1,500 | $125/mo |
| Water & sewer | $720 | $60/mo |
| Internet / TV / phone | $840 | $70/mo |
| Maintenance & upkeep | ||
| Maintenance reserve (1.0%) | $7,590 | $633/mo |
| Condo fees | ||
| Condo / HOA fees | $10,273 | $856/mo |
| Closing costs (one-time) | ||
| Legal / lawyer(closing) | $2,500 | $208/mo |
| Home inspection(closing) | $600 | $50/mo |
| Moving costs(closing) | $2,000 | $167/mo |
| Total | $79,634 | $6,636/mo |
Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.