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$540,000
1603 Eglinton Avenue · Toronto · Ontario M6E 0A1
31 days on market
Beautiful 2-Bedroom, 2-Washroom with Parking at Empire Midtown Condos! Filled with natural light, this bright unit is ideally situated away from the elevator and garbage room for added privacy and peace. Located by the Oakwood LRT and just steps from Eglinton West Subway Station(University Line), this condo offers exceptional transit convenience. Enjoy quick access to Allen Road, making commuting North, East, or West a breeze. A short drive or bus ride takes you straight to downtown Toronto. Bui…
Could save you thousands on this purchase — closing strategy, negotiation & rebate.
Insufficient comparable sales to generate an estimate. Boost accuracy on MyStreetValue →
Seller signals
↓ $20KPrice reduction
MLS shows the seller reduced the asking price by $20,000 (from $560,000 to $540,000).
Labels reflect MLS fields and listing history in our database — not an opinion on fair market value.
Property history
Comparable sales
Brokered by: FOREST HILL REAL ESTATE INC.
Source: TRREB/PROPTX · MLS® C13813106
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20%+ down — no CMHC premium
≈ $0.07/ft² × ~750 ft² · ON avg ~$75/mo
Typical ON gas-heated home · ~$125/mo
ON municipal avg ~$60/mo
ON internet/TV avg ~$70/mo
1% of value/yr — standard reserve
Landscaping & snow removal · $0 default
$100/mo default · adjust for your home
Optional monitoring · $0 default
From listing or typical fee
Cost composition
Mortgage is 41% of your true cost of ownership. The other 59% surprises most first-time buyers.
Full breakdown
| Mortgage & financing | ||
| Mortgage (P+I) | $24,583 | $2,049/mo |
| Government & taxes | ||
| Property tax | $2,954 | $246/mo |
| Land transfer tax(closing) | $7,275 | $606/mo |
| Insurance & protection | ||
| Home insurance | $1,200 | $100/mo |
| Title insurance(closing) | $400 | $33/mo |
| Utilities | ||
| Hydro / electricity | $900 | $75/mo |
| Gas | $1,500 | $125/mo |
| Water & sewer | $720 | $60/mo |
| Internet / TV / phone | $840 | $70/mo |
| Maintenance & upkeep | ||
| Maintenance reserve (1.0%) | $5,400 | $450/mo |
| Condo fees | ||
| Condo / HOA fees | $8,655 | $721/mo |
| Closing costs (one-time) | ||
| Legal / lawyer(closing) | $2,500 | $208/mo |
| Home inspection(closing) | $600 | $50/mo |
| Moving costs(closing) | $2,000 | $167/mo |
| Total | $59,528 | $4,961/mo |
Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.