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$1,880,000
DOM32days761 Bay Street · Toronto · Ontario M5G 2R2
32 days on market
An exceptionally rare opportunity for true townhouse living in the heart of Downtown Toronto, just a short walk to the University of Toronto! Perfectly positioned at Bay & College, this spacious 3-bedroom, 3-bathroom multi-level residence directly faces College Park, offering a remarkable park-front setting and direct access to green space that is exceptionally hard to find in the downtown core. Step outside to enjoy the park throughout the seasons, including outdoor skating in the winter-all pr…
Could save you thousands on this purchase — closing strategy, negotiation & rebate.
Insufficient comparable sales to generate an estimate. Boost accuracy on MyStreetValue →
Seller signals
No price-drop or motivated-seller signals detected from MLS data we track on this listing.
Property history
Comparable sales
Brokered by: T-ONE GROUP REALTY INC.,
Source: TRREB/PROPTX · MLS® C13810106
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20%+ required — no CMHC insurance on $1.5M+ homes
≈ $0.07/ft² × ~2,125 ft² · ON avg ~$82/mo
Typical ON gas-heated home · ~$125/mo
ON municipal avg ~$60/mo
ON internet/TV avg ~$70/mo
1% of value/yr — standard reserve
Landscaping & snow removal · $0 default
$100/mo default · adjust for your home
Optional monitoring · $0 default
From listing or typical fee
Cost composition
Mortgage is 48% of your true cost of ownership. The other 52% surprises most first-time buyers.
Full breakdown
| Mortgage & financing | ||
| Mortgage (P+I) | $85,586 | $7,132/mo |
| Government & taxes | ||
| Property tax | $9,691 | $808/mo |
| Land transfer tax(closing) | $34,075 | $2,840/mo |
| Insurance & protection | ||
| Home insurance | $1,200 | $100/mo |
| Title insurance(closing) | $400 | $33/mo |
| Utilities | ||
| Hydro / electricity | $982 | $82/mo |
| Gas | $1,500 | $125/mo |
| Water & sewer | $720 | $60/mo |
| Internet / TV / phone | $840 | $70/mo |
| Maintenance & upkeep | ||
| Maintenance reserve (1.0%) | $18,800 | $1,567/mo |
| Condo fees | ||
| Condo / HOA fees | $20,594 | $1,716/mo |
| Closing costs (one-time) | ||
| Legal / lawyer(closing) | $2,500 | $208/mo |
| Home inspection(closing) | $600 | $50/mo |
| Moving costs(closing) | $2,000 | $167/mo |
| Total | $179,487 | $14,957/mo |
Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.