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$519,000
DOM36days70 Temperance Street · Toronto · Ontario M5H 0B1
36 days on market
Welcome To "Indx" Condos Located At The Heart Of Downtown Toronto! Large and Practical 575 Sq.Ft - 1 Bedroom + Separate Den With Sliding Door Unit. Den Can Be Easily Used As A Home Office or Second Bedroom. Large Laundry Room for Additional Storage, Great Amenities Including Concierge Service, Fitness centre, Media room, Guest suites, Party room, and Rooftop Terrace with BBQs. Steps To Financial District, PATH, Shopping At Eatons, City Hall, Hospitals. 1 Locker Included. (Bathroom Vanity and El…
Could save you thousands on this purchase — closing strategy, negotiation & rebate.
Insufficient comparable sales to generate an estimate. Boost accuracy on MyStreetValue →
Seller signals
No price-drop or motivated-seller signals detected from MLS data we track on this listing.
Property history
Comparable sales
Brokered by: MAPLE LIFE REALTY INC.
Source: TRREB/PROPTX · MLS® C13796986
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20%+ down — no CMHC premium
≈ $0.07/ft² × ~550 ft² · ON avg ~$75/mo
Typical ON gas-heated home · ~$125/mo
ON municipal avg ~$60/mo
ON internet/TV avg ~$70/mo
1% of value/yr — standard reserve
Landscaping & snow removal · $0 default
$100/mo default · adjust for your home
Optional monitoring · $0 default
From listing or typical fee
Cost composition
Mortgage is 43% of your true cost of ownership. The other 57% surprises most first-time buyers.
Full breakdown
| Mortgage & financing | ||
| Mortgage (P+I) | $23,627 | $1,969/mo |
| Government & taxes | ||
| Property tax | $3,261 | $272/mo |
| Land transfer tax(closing) | $6,855 | $571/mo |
| Insurance & protection | ||
| Home insurance | $1,200 | $100/mo |
| Title insurance(closing) | $400 | $33/mo |
| Utilities | ||
| Hydro / electricity | $900 | $75/mo |
| Gas | $1,500 | $125/mo |
| Water & sewer | $720 | $60/mo |
| Internet / TV / phone | $840 | $70/mo |
| Maintenance & upkeep | ||
| Maintenance reserve (1.0%) | $5,190 | $433/mo |
| Condo fees | ||
| Condo / HOA fees | $6,000 | $500/mo |
| Closing costs (one-time) | ||
| Legal / lawyer(closing) | $2,500 | $208/mo |
| Home inspection(closing) | $600 | $50/mo |
| Moving costs(closing) | $2,000 | $167/mo |
| Total | $55,593 | $4,633/mo |
Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.