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$1,395,000
DOM37days96 St Patrick Street · Toronto · Ontario M5T 1V2
37 days on market
Welcome to one of the most desirable south-corner penthouse units at 9T6, now offered with a recent price reduction from the previous listing. With approximately 1,700 square feet of combined indoor and outdoor living space, this newly renovated two-storey condo offers a rare blend of scale, design, outdoor space, and downtown convenience. Perfectly situated steps from Hospital Row, the TTC subway, Queen Street West, and the Art Gallery of Ontario, the home has been thoughtfully updated with sop…
Could save you thousands on this purchase — closing strategy, negotiation & rebate.
Insufficient comparable sales to generate an estimate. Boost accuracy on MyStreetValue →
Seller signals
No price-drop or motivated-seller signals detected from MLS data we track on this listing.
Property history
Comparable sales
Brokered by: RIGHT AT HOME REALTY
Source: TRREB/PROPTX · MLS® C13791146
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20%+ down — no CMHC premium
≈ $0.07/ft² × ~1,100 ft² · ON avg ~$75/mo
Typical ON gas-heated home · ~$125/mo
ON municipal avg ~$60/mo
ON internet/TV avg ~$70/mo
1% of value/yr — standard reserve
Landscaping & snow removal · $0 default
$100/mo default · adjust for your home
Optional monitoring · $0 default
From listing or typical fee
Cost composition
Mortgage is 48% of your true cost of ownership. The other 52% surprises most first-time buyers.
Full breakdown
| Mortgage & financing | ||
| Mortgage (P+I) | $63,506 | $5,292/mo |
| Government & taxes | ||
| Property tax | $5,965 | $497/mo |
| Land transfer tax(closing) | $24,375 | $2,031/mo |
| Insurance & protection | ||
| Home insurance | $1,200 | $100/mo |
| Title insurance(closing) | $400 | $33/mo |
| Utilities | ||
| Hydro / electricity | $900 | $75/mo |
| Gas | $1,500 | $125/mo |
| Water & sewer | $720 | $60/mo |
| Internet / TV / phone | $840 | $70/mo |
| Maintenance & upkeep | ||
| Maintenance reserve (1.0%) | $13,950 | $1,163/mo |
| Condo fees | ||
| Condo / HOA fees | $14,994 | $1,249/mo |
| Closing costs (one-time) | ||
| Legal / lawyer(closing) | $2,500 | $208/mo |
| Home inspection(closing) | $600 | $50/mo |
| Moving costs(closing) | $2,000 | $167/mo |
| Total | $133,450 | $11,121/mo |
Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.