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$639,990
29 Queens Quay · Toronto · Ontario M5E 0A4
38 days on market
Prime Location At The Heart Of Waterfront. Rare 737 Sqft 1+1 Unit With Upgraded Den That Can Be Used As A 2nd Bdrm - One Of The Best Floor Plans In The Building! Fantastic City And Water View! 10 Ft Smooth Ceiling And Two Full Baths. Tons Of Upgrades - Miele And Sub-Zero Appliances, Hardwood Flooring, And More. 1 Parking, 1 Locker & Bike Rack Included! 100 Transit Score & 95 Walk Score And Live Your Dream On The Lake!
Could save you thousands on this purchase — closing strategy, negotiation & rebate.
Insufficient comparable sales to generate an estimate. Boost accuracy on MyStreetValue →
Seller signals
↓ $60KPrice reduction
MLS shows the seller reduced the asking price by $59,910 (from $699,900 to $639,990).
Labels reflect MLS fields and listing history in our database — not an opinion on fair market value.
Property history
Comparable sales
Brokered by: HC REALTY GROUP INC.
Source: TRREB/PROPTX · MLS® C13788478
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20%+ down — no CMHC premium
≈ $0.07/ft² × ~750 ft² · ON avg ~$75/mo
Typical ON gas-heated home · ~$125/mo
ON municipal avg ~$60/mo
ON internet/TV avg ~$70/mo
1% of value/yr — standard reserve
Landscaping & snow removal · $0 default
$100/mo default · adjust for your home
Optional monitoring · $0 default
From listing or typical fee
Cost composition
Mortgage is 42% of your true cost of ownership. The other 58% surprises most first-time buyers.
Full breakdown
| Mortgage & financing | ||
| Mortgage (P+I) | $29,135 | $2,428/mo |
| Government & taxes | ||
| Property tax | $5,120 | $427/mo |
| Land transfer tax(closing) | $9,275 | $773/mo |
| Insurance & protection | ||
| Home insurance | $1,200 | $100/mo |
| Title insurance(closing) | $400 | $33/mo |
| Utilities | ||
| Hydro / electricity | $900 | $75/mo |
| Gas | $1,500 | $125/mo |
| Water & sewer | $720 | $60/mo |
| Internet / TV / phone | $840 | $70/mo |
| Maintenance & upkeep | ||
| Maintenance reserve (1.0%) | $6,400 | $533/mo |
| Condo fees | ||
| Condo / HOA fees | $8,587 | $716/mo |
| Closing costs (one-time) | ||
| Legal / lawyer(closing) | $2,500 | $208/mo |
| Home inspection(closing) | $600 | $50/mo |
| Moving costs(closing) | $2,000 | $167/mo |
| Total | $69,177 | $5,765/mo |
Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.