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$679,000
DOM38days438 King Street · Toronto · Ontario M5V 3T9
38 days on market
Live in the middle of it all! Welcome to 438 King St W, Unit 904 - a meticulously maintained, bright and spacious 782 sq. ft. 2-bedroom, 2-bathroom suite featuring a highly sought-after split-bedroom layout, hardwood floors throughout and an open-concept living space filled with natural light. The updated kitchen offers stainless steel appliances, plenty of storage and seamlessly connects to the living and dining areas, while two elegant bathrooms complete the space.With a perfect 100 Walk Score…
Could save you thousands on this purchase — closing strategy, negotiation & rebate.
Insufficient comparable sales to generate an estimate. Boost accuracy on MyStreetValue →
Seller signals
No price-drop or motivated-seller signals detected from MLS data we track on this listing.
Property history
Comparable sales
Brokered by: RE/MAX REALTRON REALTY INC.
Source: TRREB/PROPTX · MLS® C13786296
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20%+ down — no CMHC premium
≈ $0.07/ft² × ~750 ft² · ON avg ~$75/mo
Typical ON gas-heated home · ~$125/mo
ON municipal avg ~$60/mo
ON internet/TV avg ~$70/mo
1% of value/yr — standard reserve
Landscaping & snow removal · $0 default
$100/mo default · adjust for your home
Optional monitoring · $0 default
From listing or typical fee
Cost composition
Mortgage is 43% of your true cost of ownership. The other 57% surprises most first-time buyers.
Full breakdown
| Mortgage & financing | ||
| Mortgage (P+I) | $30,911 | $2,576/mo |
| Government & taxes | ||
| Property tax | $3,875 | $323/mo |
| Land transfer tax(closing) | $10,055 | $838/mo |
| Insurance & protection | ||
| Home insurance | $1,200 | $100/mo |
| Title insurance(closing) | $400 | $33/mo |
| Utilities | ||
| Hydro / electricity | $900 | $75/mo |
| Gas | $1,500 | $125/mo |
| Water & sewer | $720 | $60/mo |
| Internet / TV / phone | $840 | $70/mo |
| Maintenance & upkeep | ||
| Maintenance reserve (1.0%) | $6,790 | $566/mo |
| Condo fees | ||
| Condo / HOA fees | $9,746 | $812/mo |
| Closing costs (one-time) | ||
| Legal / lawyer(closing) | $2,500 | $208/mo |
| Home inspection(closing) | $600 | $50/mo |
| Moving costs(closing) | $2,000 | $167/mo |
| Total | $72,037 | $6,003/mo |
Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.