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$649,000
DOM38days543 Richmond Street · Toronto · Ontario M5V 1Y6
38 days on market
Welcome to Pemberton Group's prestigious 543 Richmond Residences, ideally situated in the heart of Toronto's vibrant Fashion District. Just steps from the Entertainment District and minutes to the Financial District, this exceptional location places you moments from the culinary hotspots of Portland Street and King Street West, where some of the city's finest restaurants, cafés, and nightlife await. The residence itself offers a quiet, private, and residential atmosphere, providing the perfect r…
Could save you thousands on this purchase — closing strategy, negotiation & rebate.
Insufficient comparable sales to generate an estimate. Boost accuracy on MyStreetValue →
Seller signals
No price-drop or motivated-seller signals detected from MLS data we track on this listing.
Property history
Comparable sales
Brokered by: HARVEY KALLES REAL ESTATE LTD.
Source: TRREB/PROPTX · MLS® C13784960
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20%+ down — no CMHC premium
≈ $0.07/ft² × ~650 ft² · ON avg ~$75/mo
Typical ON gas-heated home · ~$125/mo
ON municipal avg ~$60/mo
ON internet/TV avg ~$70/mo
1% of value/yr — standard reserve
Landscaping & snow removal · $0 default
$100/mo default · adjust for your home
Optional monitoring · $0 default
From listing or typical fee
Cost composition
Mortgage is 45% of your true cost of ownership. The other 55% surprises most first-time buyers.
Full breakdown
| Mortgage & financing | ||
| Mortgage (P+I) | $29,545 | $2,462/mo |
| Government & taxes | ||
| Property tax | $3,605 | $300/mo |
| Land transfer tax(closing) | $9,455 | $788/mo |
| Insurance & protection | ||
| Home insurance | $1,200 | $100/mo |
| Title insurance(closing) | $400 | $33/mo |
| Utilities | ||
| Hydro / electricity | $900 | $75/mo |
| Gas | $1,500 | $125/mo |
| Water & sewer | $720 | $60/mo |
| Internet / TV / phone | $840 | $70/mo |
| Maintenance & upkeep | ||
| Maintenance reserve (1.0%) | $6,490 | $541/mo |
| Condo fees | ||
| Condo / HOA fees | $5,880 | $490/mo |
| Closing costs (one-time) | ||
| Legal / lawyer(closing) | $2,500 | $208/mo |
| Home inspection(closing) | $600 | $50/mo |
| Moving costs(closing) | $2,000 | $167/mo |
| Total | $65,635 | $5,470/mo |
Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.