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$539,000
The Monarchy Condos · 205 Hilda Avenue · Toronto · Ontario M2M 4B1
39 days on market
Sparkling clean sunfilled 2 bedroom PENTHOUSE, with 2 washrooms, parking& ensuite locker. Low maintenance fee includes all utilities, parking&Bell Fibe Cable TV. Steps to Yonge and Steeles, public transportation at the door, parks, schools & Centerpoint Mall, minutes to Finch subway station. Generous size living room combined with dining room. Modern kitchen with shiny ceramic floor&backsplash, slide in s/s stove (new), microwave/exhaust combo (new) &Moen faucet (new). Renovated washrooms with L…
Could save you thousands on this purchase — closing strategy, negotiation & rebate.
Insufficient comparable sales to generate an estimate. Boost accuracy on MyStreetValue →
Seller signals
↓ $21KPrice reduction
MLS shows the seller reduced the asking price by $20,900 (from $559,900 to $539,000).
Labels reflect MLS fields and listing history in our database — not an opinion on fair market value.
Property history
Comparable sales
Brokered by: RIGHT AT HOME REALTY
Source: TRREB/PROPTX · MLS® C13782762
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20%+ down — no CMHC premium
≈ $0.07/ft² × ~950 ft² · ON avg ~$75/mo
Typical ON gas-heated home · ~$125/mo
ON municipal avg ~$60/mo
ON internet/TV avg ~$70/mo
1% of value/yr — standard reserve
Landscaping & snow removal · $0 default
$100/mo default · adjust for your home
Optional monitoring · $0 default
From listing or typical fee
Cost composition
Mortgage is 43% of your true cost of ownership. The other 57% surprises most first-time buyers.
Full breakdown
| Mortgage & financing | ||
| Mortgage (P+I) | $24,538 | $2,045/mo |
| Government & taxes | ||
| Property tax | $2,356 | $196/mo |
| Land transfer tax(closing) | $7,255 | $605/mo |
| Insurance & protection | ||
| Home insurance | $1,200 | $100/mo |
| Title insurance(closing) | $400 | $33/mo |
| Utilities | ||
| Hydro / electricity | $900 | $75/mo |
| Gas | $1,500 | $125/mo |
| Water & sewer | $720 | $60/mo |
| Internet / TV / phone | $840 | $70/mo |
| Maintenance & upkeep | ||
| Maintenance reserve (1.0%) | $5,390 | $449/mo |
| Condo fees | ||
| Condo / HOA fees | $7,200 | $600/mo |
| Closing costs (one-time) | ||
| Legal / lawyer(closing) | $2,500 | $208/mo |
| Home inspection(closing) | $600 | $50/mo |
| Moving costs(closing) | $2,000 | $167/mo |
| Total | $57,398 | $4,783/mo |
Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.