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$650,000
DOM39days99 Harbour Square · Toronto · Ontario M5J 2H2
39 days on market
Welcome To The Harbourfront! Oversized Approx. 805 Sq Ft 1 Bedroom Suite In A Prestigious Lakefront Building Offering Lake Views (Obstructed) and An Open Concept Living And Dining Area, Perfect For Both Everyday Living And Entertaining. **Freshly Renovated With Brand New Flooring, New Baseboards, Popcorn Ceilings And Wall Mirrors Removed, And Fresh Paint Throughout, Move In Ready With Nothing Left To Do. Large Windows With South East Exposure Bring In Plenty Of Natural Light. The Upgraded Kitche…
Could save you thousands on this purchase — closing strategy, negotiation & rebate.
Insufficient comparable sales to generate an estimate. Boost accuracy on MyStreetValue →
Seller signals
No price-drop or motivated-seller signals detected from MLS data we track on this listing.
Property history
Comparable sales
Brokered by: THE AGENCY
Source: TRREB/PROPTX · MLS® C13780782
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20%+ down — no CMHC premium
≈ $0.07/ft² × ~850 ft² · ON avg ~$75/mo
Typical ON gas-heated home · ~$125/mo
ON municipal avg ~$60/mo
ON internet/TV avg ~$70/mo
1% of value/yr — standard reserve
Landscaping & snow removal · $0 default
$100/mo default · adjust for your home
Optional monitoring · $0 default
From listing or typical fee
Cost composition
Mortgage is 41% of your true cost of ownership. The other 59% surprises most first-time buyers.
Full breakdown
| Mortgage & financing | ||
| Mortgage (P+I) | $29,591 | $2,466/mo |
| Government & taxes | ||
| Property tax | $3,416 | $285/mo |
| Land transfer tax(closing) | $9,475 | $790/mo |
| Insurance & protection | ||
| Home insurance | $1,200 | $100/mo |
| Title insurance(closing) | $400 | $33/mo |
| Utilities | ||
| Hydro / electricity | $900 | $75/mo |
| Gas | $1,500 | $125/mo |
| Water & sewer | $720 | $60/mo |
| Internet / TV / phone | $840 | $70/mo |
| Maintenance & upkeep | ||
| Maintenance reserve (1.0%) | $6,500 | $542/mo |
| Condo fees | ||
| Condo / HOA fees | $12,930 | $1,077/mo |
| Closing costs (one-time) | ||
| Legal / lawyer(closing) | $2,500 | $208/mo |
| Home inspection(closing) | $600 | $50/mo |
| Moving costs(closing) | $2,000 | $167/mo |
| Total | $72,572 | $6,048/mo |
Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.