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$1,059,900
DOM39days1080 Bay Street · Toronto · Ontario M5S 0A5
39 days on market
Prestigious Luxury Living At The Renowned U Condominiums Built by Pemberton Group! U Condo=Condo in University! Approx. 900 Sq.Ft. 2 Bedroom 2 bathroom Unit Plus An Impressive 277 Sq.Ft. Of Oversized Balconies. Bright & Spacious Open-Concept Layout With 9-Ft Floor-To-Ceiling Windows Filling The Unit With Natural Light. Functional Split 2-Bedroom, 2-Bathroom Design Offering Excellent Privacy. Spacious Primary Bedroom & Generous-Sized Second Bedroom. Both Bedrooms Feature Large Windows.Modern Desi…
Could save you thousands on this purchase — closing strategy, negotiation & rebate.
Insufficient comparable sales to generate an estimate. Boost accuracy on MyStreetValue →
Seller signals
No price-drop or motivated-seller signals detected from MLS data we track on this listing.
Property history
Comparable sales
Brokered by: HOMELIFE LANDMARK REALTY INC.
Source: TRREB/PROPTX · MLS® C13780008
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20%+ down — no CMHC premium
≈ $0.07/ft² × ~850 ft² · ON avg ~$75/mo
Typical ON gas-heated home · ~$125/mo
ON municipal avg ~$60/mo
ON internet/TV avg ~$70/mo
1% of value/yr — standard reserve
Landscaping & snow removal · $0 default
$100/mo default · adjust for your home
Optional monitoring · $0 default
From listing or typical fee
Cost composition
Mortgage is 47% of your true cost of ownership. The other 53% surprises most first-time buyers.
Full breakdown
| Mortgage & financing | ||
| Mortgage (P+I) | $48,251 | $4,021/mo |
| Government & taxes | ||
| Property tax | $5,693 | $474/mo |
| Land transfer tax(closing) | $17,673 | $1,473/mo |
| Insurance & protection | ||
| Home insurance | $1,200 | $100/mo |
| Title insurance(closing) | $400 | $33/mo |
| Utilities | ||
| Hydro / electricity | $900 | $75/mo |
| Gas | $1,500 | $125/mo |
| Water & sewer | $720 | $60/mo |
| Internet / TV / phone | $840 | $70/mo |
| Maintenance & upkeep | ||
| Maintenance reserve (1.0%) | $10,599 | $883/mo |
| Condo fees | ||
| Condo / HOA fees | $9,188 | $766/mo |
| Closing costs (one-time) | ||
| Legal / lawyer(closing) | $2,500 | $208/mo |
| Home inspection(closing) | $600 | $50/mo |
| Moving costs(closing) | $2,000 | $167/mo |
| Total | $102,064 | $8,505/mo |
Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.