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$529,000
DOM39days100 Harbour Street · Toronto · Ontario M5J 0B5
39 days on market
Bright and spacious high-floor suite featuring a functional open-concept layout with floor-to-ceiling windows and impressive city views. Modern kitchen with stainless steel appliances, generous counter space and ample cabinetry, seamlessly connecting to the living and dining area. Well-sized bedroom with excellent natural light and closet space.Ideally located in Toronto's vibrant waterfront and financial district, just steps to Union Station, PATH access, Scotiabank Arena, Rogers Centre, Harbou…
Could save you thousands on this purchase — closing strategy, negotiation & rebate.
Insufficient comparable sales to generate an estimate. Boost accuracy on MyStreetValue →
Seller signals
No price-drop or motivated-seller signals detected from MLS data we track on this listing.
Property history
Comparable sales
Brokered by: HOMELIFE LANDMARK REALTY INC.
Source: TRREB/PROPTX · MLS® C13779584
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20%+ down — no CMHC premium
≈ $0.07/ft² × ~550 ft² · ON avg ~$75/mo
Typical ON gas-heated home · ~$125/mo
ON municipal avg ~$60/mo
ON internet/TV avg ~$70/mo
1% of value/yr — standard reserve
Landscaping & snow removal · $0 default
$100/mo default · adjust for your home
Optional monitoring · $0 default
From listing or typical fee
Cost composition
Mortgage is 41% of your true cost of ownership. The other 59% surprises most first-time buyers.
Full breakdown
| Mortgage & financing | ||
| Mortgage (P+I) | $24,082 | $2,007/mo |
| Government & taxes | ||
| Property tax | $2,926 | $244/mo |
| Land transfer tax(closing) | $7,055 | $588/mo |
| Insurance & protection | ||
| Home insurance | $1,200 | $100/mo |
| Title insurance(closing) | $400 | $33/mo |
| Utilities | ||
| Hydro / electricity | $900 | $75/mo |
| Gas | $1,500 | $125/mo |
| Water & sewer | $720 | $60/mo |
| Internet / TV / phone | $840 | $70/mo |
| Maintenance & upkeep | ||
| Maintenance reserve (1.0%) | $5,290 | $441/mo |
| Condo fees | ||
| Condo / HOA fees | $8,267 | $689/mo |
| Closing costs (one-time) | ||
| Legal / lawyer(closing) | $2,500 | $208/mo |
| Home inspection(closing) | $600 | $50/mo |
| Moving costs(closing) | $2,000 | $167/mo |
| Total | $58,281 | $4,857/mo |
Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.