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$1,100,000
1 Cardiff Road · Toronto · Ontario M4P 0G2
40 days on market
Afternoon light and panoramic sunsets every day from the 10th floor. Suite1006 faces northwest, offering unobstructed views and floor-to-ceiling windows throughout the unit. It features two spacious bedrooms, a separate den with space for a full-size desk, two full bathrooms, and a large balcony with weatherproof composite tiles. Custom organizers in the primary bedroom closets, upgraded pot lights and under-cabinet lighting, full-size appliances, and modern contemporary finishes complete the sp…
Could save you thousands on this purchase — closing strategy, negotiation & rebate.
Insufficient comparable sales to generate an estimate. Boost accuracy on MyStreetValue →
Seller signals
↓ $50KPrice reduction
MLS shows the seller reduced the asking price by $50,000 (from $1,150,000 to $1,100,000).
Labels reflect MLS fields and listing history in our database — not an opinion on fair market value.
Property history
Comparable sales
Brokered by: BIG CITY REALTY INC.
Source: TRREB/PROPTX · MLS® C13777706
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20%+ down — no CMHC premium
≈ $0.07/ft² × ~950 ft² · ON avg ~$75/mo
Typical ON gas-heated home · ~$125/mo
ON municipal avg ~$60/mo
ON internet/TV avg ~$70/mo
1% of value/yr — standard reserve
Landscaping & snow removal · $0 default
$100/mo default · adjust for your home
Optional monitoring · $0 default
From listing or typical fee
Cost composition
Mortgage is 47% of your true cost of ownership. The other 53% surprises most first-time buyers.
Full breakdown
| Mortgage & financing | ||
| Mortgage (P+I) | $50,077 | $4,173/mo |
| Government & taxes | ||
| Property tax | $5,279 | $440/mo |
| Land transfer tax(closing) | $18,475 | $1,540/mo |
| Insurance & protection | ||
| Home insurance | $1,200 | $100/mo |
| Title insurance(closing) | $400 | $33/mo |
| Utilities | ||
| Hydro / electricity | $900 | $75/mo |
| Gas | $1,500 | $125/mo |
| Water & sewer | $720 | $60/mo |
| Internet / TV / phone | $840 | $70/mo |
| Maintenance & upkeep | ||
| Maintenance reserve (1.0%) | $11,000 | $917/mo |
| Condo fees | ||
| Condo / HOA fees | $10,666 | $889/mo |
| Closing costs (one-time) | ||
| Legal / lawyer(closing) | $2,500 | $208/mo |
| Home inspection(closing) | $600 | $50/mo |
| Moving costs(closing) | $2,000 | $167/mo |
| Total | $106,157 | $8,846/mo |
Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.