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$699,000
85 East Liberty Street · Toronto · Ontario M6K 3R4
41 days on market
Not Your Typical 1+Den! Rarely offered, exceptionally spacious 927 sq. ft. suite + 147 sq. ft. private terrace in the heart of Liberty Village. This thoughtfully designed home offers the space and functionality of a much larger condo, featuring an oversized 10' x 9'6" den, ideal as a home office, guest space or media room, plus 2 full bathrooms. The generous 18'7" x 13'2" living/dining area provides plenty of room for entertaining, while the open-concept kitchen creates a bright, inviting living…
Could save you thousands on this purchase — closing strategy, negotiation & rebate.
Insufficient comparable sales to generate an estimate. Boost accuracy on MyStreetValue →
Seller signals
↓ $20KPrice reduction
MLS shows the seller reduced the asking price by $20,000 (from $719,000 to $699,000).
Labels reflect MLS fields and listing history in our database — not an opinion on fair market value.
Property history
Comparable sales
Brokered by: ICI SOURCE REAL ASSET SERVICES INC.
Source: TRREB/PROPTX · MLS® C13776412
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20%+ down — no CMHC premium
≈ $0.07/ft² × ~950 ft² · ON avg ~$75/mo · assumes gas heat
Typical ON gas-heated home · ~$125/mo
ON municipal avg ~$60/mo
ON internet/TV avg ~$70/mo
1% of value/yr — standard reserve
Landscaping & snow removal · $0 default
$100/mo default · adjust for your home
Optional monitoring · $0 default
From listing or typical fee
Cost composition
Mortgage is 43% of your true cost of ownership. The other 57% surprises most first-time buyers.
Full breakdown
| Mortgage & financing | ||
| Mortgage (P+I) | $31,821 | $2,652/mo |
| Government & taxes | ||
| Property tax | $3,637 | $303/mo |
| Land transfer tax(closing) | $10,455 | $871/mo |
| Insurance & protection | ||
| Home insurance | $1,200 | $100/mo |
| Title insurance(closing) | $400 | $33/mo |
| Utilities | ||
| Hydro / electricity | $900 | $75/mo |
| Other | $1,500 | $125/mo |
| Water & sewer | $720 | $60/mo |
| Internet / TV / phone | $840 | $70/mo |
| Maintenance & upkeep | ||
| Maintenance reserve (1.0%) | $6,990 | $583/mo |
| Condo fees | ||
| Condo / HOA fees | $10,285 | $857/mo |
| Closing costs (one-time) | ||
| Legal / lawyer(closing) | $2,500 | $208/mo |
| Home inspection(closing) | $600 | $50/mo |
| Moving costs(closing) | $2,000 | $167/mo |
| Total | $73,848 | $6,154/mo |
Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.